There is a practical floor to HYSA rates which are going to be higher than short term T bill rates,…
That was my first thought. Longterm, of course I-Bonds would be much better than a high-yield savings account, especially with…
This was my query to Claude: "How do returns of Series I savings bonds compare with HYSAs over the last…
The unique thing (and the great contradiction logically) about I Bonds is that they are most appropriate as an investment…
Monthly Archives: April 2011
More on risk … TIPS mutual fund versus Total Bond Market
As I have noted, my bias is to buy TIPS through Treasury Direct and to hold them to maturity. If you can find a way to buy them through your broker and place them in a tax-deferred account, all the … Continue reading
Posted in Investing in TIPS
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Upcoming 5-year TIPS auction
Update: This 5-year TIPS was auctioned April 21 with a base yield of -0.18%. ——————————————————— Announcement date: April 14, 2011 Security term: 5- year CUSIP Number: 912828QD5 Auction Date: April 21, 2011 Issue Date: April 29, 2011 If you are … Continue reading
Posted in Investing in TIPS
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Are TIPS mutual funds a risky investment?
The answer is a resounding yes – there is risk. And I think that the TIPS mutual funds and ETFs are especially risky right now, even though they are very popular. You see them recommended as ‘inflation fighters’ in magazines … Continue reading
Posted in Investing in TIPS
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What is a Treasury Investment-Protected Security?
There’s a whole lot of confusion about TIPS. If you see a TIPS listing, like the one run in Barron’s, you see a rate of return of about 0.9% for a 10-year bond. Why would anyone invest in that? The … Continue reading
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Why Treasury Inflation-Protected Securities?
A little story. Back in 1999 I was at a cocktail party, and of course, the conversation drifted toward the red-hot stock market, as it always did in 1999. What were you buying? Cisco? AOL? Something-or-other.com? I said, “I’ve been … Continue reading
Treasury Inflation-Protected Securities 
I use credit unions for checking and savings due to lower fees and keep very little in those accounts. Liquid…