There is a practical floor to HYSA rates which are going to be higher than short term T bill rates,…
That was my first thought. Longterm, of course I-Bonds would be much better than a high-yield savings account, especially with…
This was my query to Claude: "How do returns of Series I savings bonds compare with HYSAs over the last…
The unique thing (and the great contradiction logically) about I Bonds is that they are most appropriate as an investment…
Monthly Archives: May 2011
TIPS vs. I Bonds: Best move for small investor?
I Savings Bonds used to be a great investment, especially during the stock market bubble of the late 1990s, when they were paying 3.6% interest, plus the inflation rate. And back then, you could buy $60,000 of them a year … Continue reading
Posted in I Bond, Inflation, Investing in TIPS, Savings Bond
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Next TIPS auction: 10-year on May 19, 2011
Although we don’t yet have full details, we know the Treasury will announce on Thursday, May 12, 2011, an auction of a 10-year Treasury Inflation-Protected Security. The auction date will be May 19 and the settlement date May 31. The … Continue reading
Posted in Investing in TIPS
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Inflated yield on TIPS mutual funds?
Jason Zweig makes an excellent observations in his April 30 Intelligent Investor column in the Wall Street Journal: Don’t trust the yield quotes you see for some (not all) TIPS mutual funds. Among the 173 TIPS mutual funds tracked by … Continue reading
Posted in Investing in TIPS
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Treasury Inflation-Protected Securities 
I use credit unions for checking and savings due to lower fees and keep very little in those accounts. Liquid…