There is a practical floor to HYSA rates which are going to be higher than short term T bill rates,…
That was my first thought. Longterm, of course I-Bonds would be much better than a high-yield savings account, especially with…
This was my query to Claude: "How do returns of Series I savings bonds compare with HYSAs over the last…
The unique thing (and the great contradiction logically) about I Bonds is that they are most appropriate as an investment…
Monthly Archives: July 2011
Auction coming July 21: 10-year Treasury Inflation-Protected Security
Update: Yes or no on this 10-year TIPS auction? The U.S. Treasury announced today that it will auction $13 billion in a new-issue 10-year TIPS, Cusip 912820YP6. The Treasury announcement does not say what the ‘coupon rate’ will be on … Continue reading
Posted in Investing in TIPS
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Would U.S. default create a ‘perfect storm’ for TIPS?
Update: How are TIPS holding up through this debt crisis? Update 18 months later: The TIPS earthquake: When did it happen, and why? Two years ago, Richard Ferri laid out the worst-case scenario for Treasury Inflation-Protected Securities in an article titled, … Continue reading
Posted in Investing in TIPS
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No more paper I Bonds: ‘Saving is for suckers?’
Rather shocking news today: The Treasury Department will halt sales of paper U.S. savings bonds as of January through banks and other financial institutions. This is from a Bloomberg report: The end of paper savings bonds, which were introduced in … Continue reading
Posted in Investing in TIPS
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10-year TIPS vs. I Bonds? No contest
If you are looking to invest in the July 21 auction of a 10-year Treasury Inflation-Protected Security, and you haven’t bought US Savings I Bonds this year, my advice is: Stop right there and read this. I Bonds are the … Continue reading
Posted in I Bond, Investing in TIPS, Savings Bond
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Treasury Inflation-Protected Securities 
I use credit unions for checking and savings due to lower fees and keep very little in those accounts. Liquid…