There is a practical floor to HYSA rates which are going to be higher than short term T bill rates,…
That was my first thought. Longterm, of course I-Bonds would be much better than a high-yield savings account, especially with…
This was my query to Claude: "How do returns of Series I savings bonds compare with HYSAs over the last…
The unique thing (and the great contradiction logically) about I Bonds is that they are most appropriate as an investment…
Monthly Archives: February 2012
New 30-year TIPS will auction Feb. 16, 2012
The Treasury announced last week that it will auction a new 30-year Treasury Inflation-Protected Security on Thursday, Feb. 16. This will be CUSIP 912810QV3. As always, you can buy this new issue directly from the Treasury by using TreasuryDirect, but … Continue reading
Posted in Investing in TIPS
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Charles Schwab to the Fed: Let go of our interest rates!
Charles Schwab, founder of one of the nation’s great brokerage firms, laid out his case today in the Wall Street Journal that the Federal Reserve, by holding interest rates near zero and committing to this policy for years to come, … Continue reading
Posted in Investing in TIPS
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What’s ahead for TIPS in 2012?
Treasury Inflation-Protected Securities had a quite a year in 2011, with the base interest rate dropping dramatically, especially in the second half of the year. This chart shows the deep drop in yields to maturity since Jan. 3, 2011: In … Continue reading
Posted in Investing in TIPS
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Treasury Inflation-Protected Securities 
I use credit unions for checking and savings due to lower fees and keep very little in those accounts. Liquid…