David's fixed rate predictions have been stellar. I hope "the variable rate would soar to 3.22%." That would give a…
Thom...and your point is? Why would you be looking to move funds to Ibonds if you like your quoted rates…
The photo you’re referring to is at this link (scroll down the page to see it) https://fiscaldata.treasury.gov/treasury-savings-bonds/
It also occurs to me, reflecting on the history of the savings bond program, that it has been paid the…
Monthly Archives: November 2023
10-year TIPS reopening gets real yield of 2.180% to apparently weak demand
By David Enna, Tipswatch.com The U.S. Treasury’s $15 billion offering of a reopened 10-year TIPS — CUSIP 91282CHP9 — generated a real yield to maturity of 2.180%, a bit higher than traders expected. This 9-year, 8-month TIPS had been trading … Continue reading
Posted in Investing in TIPS
39 Comments
Amid volatility, this week’s 10-year TIPS auction still looks attractive
Note: The auction will close Tuesday at 1 p.m. because of the Thanksgiving holiday. By David Enna, Tipswatch.com We’ve seen pretty dramatic swings in both real and nominal yields over the last 2 1/2 months, as Federal Reserve officials wavered … Continue reading
Posted in Investing in TIPS, TreasuryDirect
12 Comments
October inflation brings positive news: Flat for the month, sliding lower for the year
By David Enna, Tipswatch.com Here we go: A good news inflation report as we head toward a new year. The Consumer Price Index for All Urban Consumers (CPI-U) was unchanged in October on a seasonally adjusted basis, the U.S. Bureau … Continue reading
Posted in Investing in TIPS
20 Comments
Medicare costs for 2024 are rising faster than U.S. inflation
Part B costs, deductibles and IRMAA surcharges will increase about 6% next year. By David Enna, Tipswatch.com Less than a month ago, U.S. retirees collecting Social Security learned their benefits will be increasing 3.2% beginning in January. That was the … Continue reading
Posted in Inflation, Medicare, Retirement, Social Security
32 Comments
Random thoughts on I Bonds in 2023, 2024
I Bonds remain attractive, but when and why? By David Enna, Tipswatch.com The I Bond’s new fixed rate of 1.3% — the highest in 16+ years — and the resulting composite rate of 5.27% should be creating a lot of … Continue reading
Treasury Inflation-Protected Securities 
I believe you asked 'what is your money earning now?' and I answered... I'm earning a lot more real yield…