July 26, 2026: My projection for the 2027 COLA is 3.6%
Tipswatch.com, updated Aug. 12, 2026
The Social Security cost-of-living adjustment is based on an unusual inflation index – CPI-W – and is determined by averaging the indexes for July, August and September and comparing that number to the same average for the year before.
For payments in 2026, the cost-of-living adjustment rose 2.8%, less than official U.S. inflation for the September-to-September period.

More information:
— Does The Social Security COLA Shortchange Seniors?
—————————

Donate? This site is free and I plan to keep it that way. Some readers have suggested having a way to contribute. I would welcome donations. Any amount, or skip it, your choice. This is completely optional.

All of these substantive comments are the reason to collect them (if one is so concerned, ie not a petition)…