- The idea: Push inflation-protected money into the future, when you will need it in retirement.
- Both I Bonds and TIPS are super safe investments that can be purchased with zero commissions and fees.
- The only risk in purchasing ‘inflation protection’ is that you will receive a slightly lower return than with nominal investments. The cost is very low.
After getting together with friends from my college days, I suddenly had a moment when I realized that most people – maybe 95% of Americans – have no idea what inflation-protected investments are or how they could fit into a portfolio.
Read my full analysis on SeekingAlpha.com