These two types of investments can co-exist. You buy I Bonds in a taxable account and the TIPS in an…
But isn’t the point of an emergency fund that you have funds in an emergency? Indeed! Something I long wrestled…
I am a fan of Harry Sit, author of the article, and quote him often. But I disagree with the…
This is what I'm currently trying to weigh/figure out!
Category Archives: EE Bonds
Wise advice: ‘Don’t die with I Bonds’
Avoid creating a complex, frustrating estate process. By David Enna, Tipswatch.com TreasuryDirect, the only source for buying and holding Series I Savings Bonds, is having quite a moment: Its customers, after years of contending with mediocre service, are enraged by … Continue reading
Posted in Cash alternatives, EE Bonds, Estate planning, I Bond, Taxes
114 Comments
TreasuryDirect, ditch the ‘gift box’ and raise the I Bond purchase cap
My solution: Double the purchase cap to at least $20,000 a year. By David Enna, Tipswatch.com Last week, TreasuryDirect again sent emails asking holders of savings bonds in gift boxes to deliver them as quickly as possible. I have written … Continue reading
Posted in Cash alternatives, EE Bonds, I Bond, Inflation, Retirement, TreasuryDirect
Tagged investing, personal-finance, Treasury investments
81 Comments
Treasury sets I Bond fixed rate at 0.9%, composite rate of 4.03%
By David Enna, Tipswatch.com There were no surprises in this morning’s announcement of the new fixed and composite rates for U.S. Series I Bonds purchased from November 2025 to April 2026. Treasury followed its past practices, setting the fixed rate … Continue reading
Posted in Cash alternatives, EE Bonds, I Bond, Inflation, TreasuryDirect
16 Comments
TreasuryDirect sends another clear message: Changes are coming
By David Enna, Tipswatch.com A helpful reader alerted me last week that TreasuryDirect was asking investors to clear out their Zero-Interest Certificates of Indebtedness (C of I) holdings. Based on the wording of the email, I’d call it a “warning,” … Continue reading
Posted in Cash alternatives, EE Bonds, I Bond, Savings Bond, Treasury Bills, TreasuryDirect
56 Comments
Today’s not-good-news: Treasury plans ‘substantial’ layoffs
By David Enna, Tipswatch.com Court documents filed by a U.S. Treasury official indicate the department is planning a “substantial number” of layoffs, according to reporting from Bloomberg. The revelation came in court documents filed by Treasury to a federal judge … Continue reading
Posted in EE Bonds, I Bond, Investing in TIPS, Savings Bond, TreasuryDirect
Tagged doge, news, politics, The Treasury, Treasury investments
55 Comments
“So we have two different forecasts: 1.40% or 1.30%, and there is no way to know which one is correct.…