Category Archives: I Bond

I Bond dilemma: Buy in October? Or wait until November?

My opinion: Long-term investors should buy in October. Short-term term investors could wait until November. But whatever … buy I Bonds in 2021. By David Enna, With the release of the September inflation report on Wednesday, we got rather … Continue reading

Posted in I Bond, Inflation, Savings Bond | 7 Comments

Coming October 13: The most significant inflation report in a decade

September inflation numbers should nail down the Social Security COLA at 5.8%+ and set the I Bond’s inflation adjusted rate at 6.5%+, annualized. By David Enna, Next Wednesday, at 8:30 a.m. EDT, we’re going to get a whopper of … Continue reading

Posted in I Bond, Savings Bond, Social Security | 32 Comments

I Bond Manifesto: Why inflation-linked savings bonds can work as part of your emergency fund

It’s no secret that I’m a huge fan of U.S. Series I Savings Bonds, a simple, very safe investment that can accurately track — or exceed — official U.S. inflation without risking a dime. I’ve been pounding the table for … Continue reading

Posted in I Bond, Retirement | 11 Comments

August inflation: What it means for Social Security COLA, I Bonds and TIPS

U.S. inflation increased 0.3% in August, under the consensus estimate. At this point, the Social Security COLA will increase 5.8% for payments in January, but one month of data remains. The I Bond’s new inflation-adjusted variable rate is on track … Continue reading

Posted in I Bond, Inflation, Investing in TIPS, Retirement, Social Security | 3 Comments

I Bonds vs. TIPS: What’s the best bet for inflation protection?

In the strange world of 2021, I Bonds are the clear winner. By David Enna, A few years ago I met three college friends for a day of hiking in northern Illinois (yes, you can hike in northern Illinois; … Continue reading

Posted in I Bond, Investing in TIPS | 15 Comments