“So we have two different forecasts: 1.40% or 1.30%, and there is no way to know which one is correct.…
These two types of investments can co-exist. You buy I Bonds in a taxable account and the TIPS in an…
But isn’t the point of an emergency fund that you have funds in an emergency? Indeed! Something I long wrestled…
I am a fan of Harry Sit, author of the article, and quote him often. But I disagree with the…
Category Archives: Treasury Bills
The I Bond’s new fixed rate should be 1.40%. However …
How exactly does Treasury do this calculation? By David Enna, Tipswatch.com It’s late October, and normally I would be writing a tome advising readers on investing in Series I Savings Bonds either before or after the November 1 rate reset. … Continue reading
Tremors are rippling across the U.S. Treasury market
Yields are soaring. Is inflation the cause? Not exactly. By David Enna, Tipswatch.com Treasury Secretary Scott Bessent, when criticized, often says the United States has the “best-performing bond market in the developed world.” As evidence, he points to successful Treasury … Continue reading
Secretary Bessent, take note: Treasury yields are not ‘too high’
Plus: Reaction to Kevin Warsh’s speech at Jackson Hole. By David Enna, Tipswatch.com A week ago, Treasury Secretary Scott Bessent announced plans to double the Treasury’s buy-back of long-term U.S. debt, up from $2 billion to $4 billion a week … Continue reading
Posted in Federal Reserve, Inflation, Treasury Bills
Tagged investing, personal-finance, Treasury investments
24 Comments
Academic study: I Bonds out-perform high-yield savings accounts
By David Enna, Tipswatch.com A new research paper by a Marquette University professor found that Series I Savings Bonds created annual returns substantially higher than high-yield savings accounts (HYSAs) between 1999 and April 2026. The emeritus professor, Dr. David Krause, … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Retirement, Savings Bond, Treasury Bills
Tagged investing, personal-finance, Treasury investments
35 Comments
Treasury holds I Bond fixed rate at 0.90%; composite rate rises to 4.26%
I Bonds remain an attractive investment for capital preservation. By David Enna, Tipswatch.com The Treasury announced this morning it is holding the fixed rate of the U.S. Series I Savings Bond at 0.90%, the rate in effect since since November … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond, Treasury Bills, TreasuryDirect
37 Comments
Heirs include grieving spouses in spite of the WITH designation. I don't want my spouse to wait 6, 12, 18…