Category Archives: Treasury Bills

Academic study: I Bonds out-perform high-yield savings accounts

Posted on June 7, 2026 by Tipswatch

By David Enna, Tipswatch.com A new research paper by a Marquette University professor found that Series I Savings Bonds created annual returns substantially higher than high-yield savings accounts (HYSAs) between 1999 and April 2026. The emeritus professor, Dr. David Krause, … Continue reading →

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Retirement, Savings Bond, Treasury Bills | Tagged , , | 35 Comments

Treasury holds I Bond fixed rate at 0.90%; composite rate rises to 4.26%

Posted on April 30, 2026 by Tipswatch

I Bonds remain an attractive investment for capital preservation. By David Enna, Tipswatch.com The Treasury announced this morning it is holding the fixed rate of the U.S. Series I Savings Bond at 0.90%, the rate in effect since since November … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, Treasury Bills, TreasuryDirect | 37 Comments

I Bond buying guide for 2026: Wait it out

Posted on January 25, 2026 by Tipswatch

By David Enna, Tipswatch.com Last January, Series I Savings Bonds offered a fixed rate of 1.20% and had a lot of appeal. A year later, that fixed rate has fallen to 0.90%. Are I Bonds still relevant for investors seeking … Continue reading →

Posted in Cash alternatives, I Bond, Investing in TIPS, Savings Bond, Treasury Bills, TreasuryDirect | Tagged , , | 57 Comments

The bond market isn’t buying the Fed’s rate cuts

Posted on December 11, 2025 by Tipswatch

By David Enna, Tipswatch.com As the Federal Reserve continues on a path toward lower short-term interest rates, the bond market isn’t tagging along. Instead, yields on medium- and longer-term Treasurys have been increasing, not falling. The Fed began its latest … Continue reading →

Posted in Cash alternatives, Federal Reserve, Inflation, Investing in TIPS, Tariffs, Treasury Bills | Tagged , , , , | 32 Comments

‘Bond King’ has a dire view of long-term Treasurys

Posted on November 23, 2025 by Tipswatch

Gundlach: ‘Treasurys look vulnerable to me’ By David Enna, Tipswatch.com A few years ago, I was working in the kitchen and listening to CNBC in the background. A guest came on and talked, talked, talked about debt investments and risks. … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Treasury Bills | Tagged , | 57 Comments