Category Archives: Savings Bond

First rule of I Bonds: Don’t rush to sell your I Bonds

I Bonds have a 30-year term, but you can sell them any time after 5 years with no penalty. My suggestion: Hold them until you really need the money. By David Enna, The I Bond’s new inflation-adjusted variable rate … Continue reading

Posted in I Bond, Savings Bond | 16 Comments

I Bond’s fixed rate holds at 0.0%; composite rate soars to 7.12%

Treasury also maintains EE Bond’s doubling period at 20 years By David Enna, The U.S. Treasury just announced the November 2021 to April 2022 terms for U.S. Series I Bonds and EE Bonds, and there were no surprises. Both … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Savings Bond | 22 Comments

I Bond podcast: U.S. Savings Bonds for a risk-free, stellar return over the next year …

By David Enna, Jeremy Keil, a certified financial planner based in Milwaukee, reached out to me this month to help educate his clients on U.S. Series I Savings Bonds, a very hot topic in October 2021. We tried to … Continue reading

Posted in I Bond, Savings Bond | 1 Comment

I Bond dilemma: Buy in October? Or wait until November?

My opinion: Long-term investors should buy in October. Short-term term investors could wait until November. But whatever … buy I Bonds in 2021. By David Enna, With the release of the September inflation report on Wednesday, we got rather … Continue reading

Posted in I Bond, Inflation, Savings Bond | 43 Comments

Coming October 13: The most significant inflation report in a decade

September inflation numbers should nail down the Social Security COLA at 5.8%+ and set the I Bond’s inflation adjusted rate at 6.5%+, annualized. By David Enna, Next Wednesday, at 8:30 a.m. EDT, we’re going to get a whopper of … Continue reading

Posted in I Bond, Savings Bond, Social Security | 32 Comments