Category Archives: Savings Bond

Treasury holds I Bond fixed rate at 0.90%; composite rate rises to 4.26%

Posted on April 30, 2026 by Tipswatch

I Bonds remain an attractive investment for capital preservation. By David Enna, Tipswatch.com The Treasury announced this morning it is holding the fixed rate of the U.S. Series I Savings Bond at 0.90%, the rate in effect since since November … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, Treasury Bills, TreasuryDirect | 37 Comments

Here comes a rather unexciting 5-year TIPS auction

Posted on April 19, 2026 by Tipswatch

By David Enna, Tipswatch.com Unexciting? These days, maybe that’s a good thing. The U.S. Treasury on Thursday will auction $26 billion of a new 5-year Treasury Inflation-Protected Security — CUSIP 91282CQP9. The real yield to maturity and coupon rate will … Continue reading →

Posted in Bank CDs, Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | Tagged , , | 15 Comments

I Bond dilemma: Buy in April or just keep waiting?

Posted on April 12, 2026 by Tipswatch

I am buying in April. A lot of you will disagree. There is no wrong answer. By David Enna, Tipswatch.com Let’s take a moment to ponder what happened in March: The United States went to war in the Mideast, gas … Continue reading →

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond, TreasuryDirect | 69 Comments

A 5-year TIPS is maturing April 15. How did it do as an investment?

Posted on April 5, 2026 by Tipswatch

CUSIP 91282CCA7 had one of the ugliest TIPS auctions in history. And yet … it did well versus a nominal Treasury. By David Enna, Tipswatch.com Back in April 2021 I was out-of-my-mind frustrated by ultra-low real and nominal yields that … Continue reading →

Posted in Cash alternatives, Federal Reserve, I Bond, Investing in TIPS, Savings Bond | 14 Comments

I Bond’s fixed rate is likely to hold at 0.90% at May 1 reset

Posted on March 29, 2026 by Tipswatch

By David Enna, Tipswatch.com I realize that the fixed rate of the U.S. Series I Savings Bond isn’t top of mind for many investors at the moment, given an active war in the Mideast, soaring gas prices, and sharp declines … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect | 39 Comments