Category Archives: Savings Bond

U.S. inflation rises 0.3% in June; what does it mean for TIPS and I Bonds?

The Consumer Price Index for All Urban Consumers (CPI-U) increased 0.3% in June on a seasonally adjusted basis, the U.S. Bureau of Labor Statistics reported today. But over the last 12 months, overall inflation rose just 0.1%. While higher gasoline … Continue reading

Posted in I Bond, Inflation, Investing in TIPS, Savings Bond | 7 Comments

I Bond watchers: Important inflation report coming Wednesday at 8:30 a.m.

The US Bureau of Labor Statistics will release the September inflation report Wednesday morning, and this is the final piece of data needed to determine the inflation-adjusted interest rate for US Savings I Bonds from Nov. 1, 2014, to April … Continue reading

Posted in I Bond, Inflation, Savings Bond | 2 Comments

Before you buy that 10-year TIPS … consider an I Bond

There’s an auction of a new 10-year Treasury Inflation-Protected Security on Thursday, and it looks like it will generate a yield to maturity of about 0.25% (plus inflation), well below the 0.661% buyers of the last new TIPS got six … Continue reading

Posted in I Bond, Investing in TIPS, Savings Bond | 6 Comments

Next up: 5-year TIPS auctions April 17, 2014

What was looking like a fairly attractive auction of a new 5-year Treasury Inflation-Protected Security has lost a little of its luster in the last week, but this one is still worth a look. The Treasury announced Thursday it will … Continue reading

Posted in I Bond, Investing in TIPS, Savings Bond | Tagged , , , | 8 Comments

myRA accounts: Training wheels on the road to retirement?

The Treasury has unveiled details¬† of of the new myRA retirement savings plan announced by President Obama in his State of the Union address on Jan. 28. The accounts, which Treasury calls ‘a simple, safe and affordable way to start … Continue reading

Posted in Investing in TIPS, Savings Bond | 21 Comments

Amazing news: Treasury adds 0.20% fixed rate to the I Bond

The U.S. Treasury just announced that I Bonds purchased from Nov. 1, 2013, to April 30, 2014, will pay a fixed-rate of 0.20%, along with an inflation-adjusted rate of 1.18% (annualized) over the next six months. That means I Bonds … Continue reading

Posted in I Bond, Investing in TIPS, Savings Bond | 11 Comments

New I Bond interest rate coming May 1, 2013: 1.18%

I Bonds,¬† a U.S. Savings Bond you can buy and hold at TreasuryDirect.gov, are currently paying a base rate of 0.0% and an inflation-adjustment rate of 1.76%, but that rate only applies to bonds purchased by April 30. On May … Continue reading

Posted in I Bond, Savings Bond | 7 Comments

Next up: 5-year TIPS reissue auctioning Dec. 20, 2012

The Treasury on Thursday will announce its last 2012 auction of a Treasury Inflation-Protected Security, mostly likely a reopening of CUSIP 912828SQ4 which matures on April 15, 2017. UPDATE 12/13/12: The Treasury confirmed today that the auction is a reissue … Continue reading

Posted in I Bond, Investing in TIPS, Savings Bond | 3 Comments

Forget the 5-year TIPS, buy I Bonds … today

The Treasury is offering a 5-year TIPS Thursday that will have zero appeal for small investors. CUSIP 912828SQ4 will auction with a coupon rate of 0.125%, but buyers will have to pay up – way up – to get the … Continue reading

Posted in I Bond, Investing in TIPS, Savings Bond | 14 Comments

Treasury formally announces 5-year TIPS auction on April 19

The U.S. Treasury today posted its formal announcement of the five-year TIPS to be auctioned Thursday, April 19. It is CUSIP 912828SQ4, a new issue. It will most likely auction with a coupon yield of 0.125%. We already know this … Continue reading

Posted in I Bond, Investing in TIPS, Savings Bond | 1 Comment