Category Archives: Savings Bond

Is the I Bond’s variable rate heading to zero? Maybe not.

Historical evidence clearly shows non-seasonal inflation lags from October to December, picks up from January to March. By David Enna, Tipswatch.com The one really big thing I have learned while writing about inflation and inflation protection over the last 12 … Continue reading

Posted in I Bond, Inflation, Savings Bond | 33 Comments

I Bonds: A not-so-simple buying guide for 2023

By David Enna, Tipswatch.com After a year of raging-high demand, where do we stand today on U.S. Series I Savings Bonds? Are they still an appealing asset? Are they a worthy investment for 2023? Is the variable rate likely to … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Savings Bond, Treasury Bills, TreasuryDirect | 72 Comments

2022 in review: Scary year for inflation, better year for inflation protection

By David Enna, Tipswatch.com The year 2022 broke through several economic milestones, and most of them were dreadful: Highest U.S. inflation in 40 years. U.S. stock market down 20%. U.S. bond market down 13%. Federal Reserve aggressively raising interest rates. … Continue reading

Posted in I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | 30 Comments

My schedule … and what’s coming up

By David Enna, Tipswatch.com I’m traveling in Costa Rica for a couple weeks and I will often be in areas with weak or zero Internet connections. So I won’t be writing much and I may miss responding to some of … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond | 10 Comments

Short-term I Bond investors: Be patient with your exit strategy

By David Enna, Tipswatch.com Even before I Bond investors crashed the TreasuryDirect website in late October, many financial journalists were pondering this question: “How fast can you get out of I Bonds?” For example, this from MarketWatch in early October: … Continue reading

Posted in Cash alternatives, I Bond, Savings Bond, TreasuryDirect | 65 Comments