And very unnecessary. Lifting the cap on the ceiling on the amount of wage/salary income subject to the tax which…
Eventually, we are going to see means testing based on AGI. Very unfortunate.
The biggest elephant is the Social Security payment trust/system or collapse thereof. With no noticeable/substantive discussion of the impact by…
We will still have a fair amount more cash to reinvest (or spend) when these TIP bonds mature in 5…
Category Archives: Savings Bond
U.S. inflation rose 0.5% in May; annual rate hits 4.2%, highest in three years
By David Enna, Tipswatch.com While the news was expected, the May inflation report issued today by the Bureau of Labor Statistics is disturbing: U.S. all-items inflation rose 0.5% for the month on a seasonally-adjusted basis, rising to an annual rate … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond
Tagged investing, personal-finance, Treasury investments
31 Comments
Academic study: I Bonds out-perform high-yield savings accounts
By David Enna, Tipswatch.com A new research paper by a Marquette University professor found that Series I Savings Bonds created annual returns substantially higher than high-yield savings accounts (HYSAs) between 1999 and April 2026. The emeritus professor, Dr. David Krause, … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Retirement, Savings Bond, Treasury Bills
Tagged investing, personal-finance, Treasury investments
35 Comments
Treasury holds I Bond fixed rate at 0.90%; composite rate rises to 4.26%
I Bonds remain an attractive investment for capital preservation. By David Enna, Tipswatch.com The Treasury announced this morning it is holding the fixed rate of the U.S. Series I Savings Bond at 0.90%, the rate in effect since since November … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond, Treasury Bills, TreasuryDirect
37 Comments
Here comes a rather unexciting 5-year TIPS auction
By David Enna, Tipswatch.com Unexciting? These days, maybe that’s a good thing. The U.S. Treasury on Thursday will auction $26 billion of a new 5-year Treasury Inflation-Protected Security — CUSIP 91282CQP9. The real yield to maturity and coupon rate will … Continue reading
Posted in Bank CDs, Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect
Tagged investing, personal-finance, Treasury investments
15 Comments
I Bond dilemma: Buy in April or just keep waiting?
I am buying in April. A lot of you will disagree. There is no wrong answer. By David Enna, Tipswatch.com Let’s take a moment to ponder what happened in March: The United States went to war in the Mideast, gas … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond, TreasuryDirect
69 Comments
Treasury Inflation-Protected Securities 
Like most, most think there may be a legislative solution and what that may be...there could be no legislative solution!…