Category Archives: Cash alternatives

Want to ‘double dip’ your I Bond purchases? Act fast.

Posted on December 28, 2021 by Tipswatch

By David Enna, Tipswatch.com U.S. Series I Savings Bonds are one of the nation’s most talked-about investments of 2021, especially now that their inflation-adjusted interest rate has surged to 7.12% at the November 1 reset. Glowing articles have been popping … Continue reading →

Posted in Cash alternatives, I Bond, Savings Bond | 23 Comments

I Bond’s fixed rate holds at 0.0%; composite rate soars to 7.12%

Posted on November 1, 2021 by Tipswatch

Treasury also maintains EE Bond’s doubling period at 20 years By David Enna, Tipswatch.com The U.S. Treasury just announced the November 2021 to April 2022 terms for U.S. Series I Bonds and EE Bonds, and there were no surprises. Both … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond | 22 Comments

Want inflation protection? Be wary when the fund salesman calls.

Posted on June 7, 2021 by Tipswatch

The Lord Abbet Inflation Focused fund is a mixed-bag short-term corporate bond fund, not a typical TIPS fund By David Enna, Tipswatch.com I have an elderly friend (she’s 90+ years old so I think it’s OK to call her elderly) … Continue reading →

Posted in Cash alternatives, Investing in TIPS, Retirement | 11 Comments

T-Mobile Money: A weird (but insured) way to earn 1% on your cash

Posted on June 1, 2021 by Tipswatch

And here’s the thing: You don’t need to be a T-Mobile customer By David Enna, Tipswatch.com Back in mid-February, my cellphone carrier T-Mobile sent me an intriguing email about what seemed to be a new service offering: T-Mobile Money, an … Continue reading →

Posted in Bank CDs, Cash alternatives, Retirement | 22 Comments