Category Archives: Cash alternatives

The I Bond’s new fixed rate should be 1.40%. However …

How exactly does Treasury do this calculation? By David Enna, Tipswatch.com It’s late October, and normally I would be writing a tome advising readers on investing in Series I Savings Bonds either before or after the November 1 rate reset. … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Treasury Bills, TreasuryDirect | 38 Comments

‘TIPS are for losers’ … Really?

By David Enna, Tipswatch.com Talk about a contrary opinion: Real yields for Treasury Inflation-Protected Securities have risen to their highest levels in nearly 20 years and still we can easily find negative opinions on this unique investment. The latest opposing … Continue reading →

Posted in Cash alternatives, ETFs, Inflation, Investing in TIPS | Tagged , , | 106 Comments

Tremors are rippling across the U.S. Treasury market

Yields are soaring. Is inflation the cause? Not exactly. By David Enna, Tipswatch.com Treasury Secretary Scott Bessent, when criticized, often says the United States has the “best-performing bond market in the developed world.” As evidence, he points to successful Treasury … Continue reading →

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Investing in TIPS, Tariffs, Treasury Bills | Tagged , , | 32 Comments

TIPS vs. I Bonds: Let’s do the math

TIPS are more attractive, but the I Bond’s fixed rate will be rising. By David Enna, Tipswatch.com While Treasury Inflation-Protected Securities and Series I Savings Bonds are both inflation-tracking investments, they each have a unique quality: TIPS are reactive, with … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | Tagged , , | 47 Comments

TreasuryDirect provides more guidance on ID.me transition

By David Enna, Tipswatch.com The Treasury sent an updated email over the weekend again alerting investors that TreasuryDirect will soon require using ID.me for login verification. This change has become quite contentious, accelerating since my August 17 post on this … Continue reading →

Posted in Cash alternatives, Estate planning, I Bond, Savings Bond, TreasuryDirect | Tagged , , , , , | 108 Comments