I am wondering what impact you foresee from the BLS changing the way CPI is calculated for January (reported in…
Here's a heads up for those holding converted bonds in a separate "My Converted Bonds" account. You can transfer these…
Correct in a taxable account you pay taxes on the accruals every year. But in a traditional IRA, the only…
That's okay with me but it's not what I expected. If the TIPS were held in a taxable account, then…
Category Archives: Cash alternatives
I Bonds: A not-so-simple buying guide for 2023
By David Enna, Tipswatch.com After a year of raging-high demand, where do we stand today on U.S. Series I Savings Bonds? Are they still an appealing asset? Are they a worthy investment for 2023? Is the variable rate likely to … Continue reading
Short-term I Bond investors: Be patient with your exit strategy
By David Enna, Tipswatch.com Even before I Bond investors crashed the TreasuryDirect website in late October, many financial journalists were pondering this question: “How fast can you get out of I Bonds?” For example, this from MarketWatch in early October: … Continue reading
Posted in Cash alternatives, I Bond, Savings Bond, TreasuryDirect
65 Comments
Ignore the fixed-rate drama; buy I Bonds in October
The 9.62% annualized rate for six months is a huge advantage. By David Enna, Tipswatch.com Here we are, in the U.S. Series I Savings Bond’s “limbo fortnight,” a period when we know the current composite rate (9.62% annualized, good for … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond
49 Comments
Short-term Treasurys: Even more attractive now.
By David Enna, Tipswatch.com Back in early July, I wrote an article suggesting a strategy of staggering purchases of short-term Treasurys to boost your gains on cash holdings. I raised this idea because yields on Treasury bills (often called T-bills) … Continue reading
Posted in Bank CDs, Cash alternatives, Federal Reserve, TreasuryDirect
79 Comments
Don’t go ballistic over the way TreasuryDirect reports I Bond interest
Confusing? Aggravating? Of course, but also correct. By David Enna, Tipswatch.com I’ve had several communications recently from readers who are new to U.S. Series I Savings Bonds and freaking out by the apparently low interest payments reported so far on … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond
53 Comments
Treasury Inflation-Protected Securities 
I knew that this is coming, but I haven't seen details. This is a routine change, but in the past…