Category Archives: Cash alternatives

Treasury holds I Bond fixed rate at 0.90%; composite rate rises to 4.26%

I Bonds remain an attractive investment for capital preservation. By David Enna, Tipswatch.com The Treasury announced this morning it is holding the fixed rate of the U.S. Series I Savings Bond at 0.90%, the rate in effect since since November … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, Treasury Bills, TreasuryDirect | 16 Comments

TreasuryDirect, ditch the ‘gift box’ and raise the I Bond purchase cap

My solution: Double the purchase cap to at least $20,000 a year. By David Enna, Tipswatch.com Last week, TreasuryDirect again sent emails asking holders of savings bonds in gift boxes to deliver them as quickly as possible. I have written … Continue reading

Posted in Cash alternatives, EE Bonds, I Bond, Inflation, Retirement, TreasuryDirect | Tagged , , | 76 Comments

I Bond dilemma: Buy in April or just keep waiting?

I am buying in April. A lot of you will disagree. There is no wrong answer. By David Enna, Tipswatch.com Let’s take a moment to ponder what happened in March: The United States went to war in the Mideast, gas … Continue reading

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond, TreasuryDirect | 69 Comments

March inflation sets I Bond’s new variable rate at 3.34%

U.S. all-items inflation rose 0.9% in March to an annual rate of 3.3%. By David Enna, Tipswatch.com The March inflation report — a stunner, but not a surprise — showed that non-seasonally-adjusted all-items inflation rose 0.9% for the month, matching … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, TreasuryDirect | 18 Comments

A 5-year TIPS is maturing April 15. How did it do as an investment?

CUSIP 91282CCA7 had one of the ugliest TIPS auctions in history. And yet … it did well versus a nominal Treasury. By David Enna, Tipswatch.com Back in April 2021 I was out-of-my-mind frustrated by ultra-low real and nominal yields that … Continue reading

Posted in Cash alternatives, Federal Reserve, I Bond, Investing in TIPS, Savings Bond | 14 Comments