Category Archives: Cash alternatives

How much are your I Bonds actually earning?

Posted on May 5, 2024 by Tipswatch

By David Enna, Tipswatch.com Last week, the Treasury set the fixed rate for I Bonds purchased from May to October 2024 at 1.3%, which combined with a variable rate of 2.96% results in a composite rate of 4.28% for six … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Retirement, TreasuryDirect | 28 Comments

Treasury holds I Bond fixed rate at 1.3%; composite rate falls to 4.28%

Posted on April 30, 2024 by Tipswatch

EE bond’s fixed rate stays at 2.7%; doubling period holds at 20 years By David Enna, Tipswatch.com After signaling for a few days that it would hold off to May 1 to announce new rates for U.S. Series I Savings … Continue reading →

Posted in Cash alternatives, EE Bonds, I Bond, Retirement, Savings Bond, TreasuryDirect | 53 Comments

Let’s weigh in on the I Bonds vs. T-bills debate

Posted on April 21, 2024 by Tipswatch

By David Enna, Tipswatch.com Last week I was being interviewed by CNBC’s Kate Dore about I Bond investment strategies, and I found myself asking her a question: “Do you think the Federal Reserve has learned a lesson?” In other words, … Continue reading →

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Treasury Bills, TreasuryDirect | 41 Comments

I Bond dilemma: Buy in April, in May, or not at all?

Posted on April 14, 2024 by Tipswatch

By David Enna, Tipswatch.com With Wednesday’s release of the March inflation report, the buying equation for U.S. Series I Savings Bonds became a bit clearer. We now know the I Bond’s variable rate will fall from the current 3.94% to … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect | 66 Comments

March inflation sets I Bond’s new variable rate at 2.96%

Posted on April 10, 2024 by Tipswatch

Inflation again rose higher than expected in March, probably putting Fed rate cuts on hold. By David Enna, Tipswatch.com Updated analysis … I Bond dilemma: Buy in April, in May, or not at all? Non-seasonally adjusted inflation rose 0.65% in March, … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Savings Bond | 34 Comments