“So we have two different forecasts: 1.40% or 1.30%, and there is no way to know which one is correct.…
These two types of investments can co-exist. You buy I Bonds in a taxable account and the TIPS in an…
But isn’t the point of an emergency fund that you have funds in an emergency? Indeed! Something I long wrestled…
I am a fan of Harry Sit, author of the article, and quote him often. But I disagree with the…
Category Archives: TreasuryDirect
The I Bond’s new fixed rate should be 1.40%. However …
How exactly does Treasury do this calculation? By David Enna, Tipswatch.com It’s late October, and normally I would be writing a tome advising readers on investing in Series I Savings Bonds either before or after the November 1 rate reset. … Continue reading
5-year TIPS auction gets real yield of 2.367% on a strong day for Treasurys
By David Enna, Tipswatch.com The Treasury’s auction of a new 5-year Treasury Inflation-Protected Security, CUSIP 91282CRR4, generated a real yield to maturity of 2.367%, a disappointing result on a “risk-off” day that sent investors flooding into the safety of U.S. … Continue reading
Posted in Federal Reserve, I Bond, Investing in TIPS, TreasuryDirect
Tagged economy, finance, inflation, investing, personal-finance, stocks, Treasury investments
30 Comments
This week’s 5-year TIPS auction may be the ‘ultimate’ conservative investment
Auction update: 5-year TIPS auction gets real yield of 2.367% on a strong day for Treasurys By David Enna, Tipswatch.com The U.S. Treasury on Thursday will auction $26 billion in a new 5-year Treasury Inflation-Protected Security, CUSIP 91282CRR4. While the real … Continue reading
Posted in Inflation, Investing in TIPS, TreasuryDirect
Tagged investing, personal-finance, Treasury investments
42 Comments
TIPS vs. I Bonds: Let’s do the math
TIPS are more attractive, but the I Bond’s fixed rate will be rising. By David Enna, Tipswatch.com While Treasury Inflation-Protected Securities and Series I Savings Bonds are both inflation-tracking investments, they each have a unique quality: TIPS are reactive, with … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect
Tagged investing, personal-finance, Treasury investments
47 Comments
Here’s an illustrated guide to TreasuryDirect’s new login process
By David Enna, Tipswatch.com Based on reader feedback I’ve seen, it looks like most people are having no problems logging into TreasuryDirect‘s new system once they have completed verifying a login account with ID.me. That’s good. The bigger problem, of … Continue reading
Posted in I Bond, Savings Bond, Social Security, TreasuryDirect
Tagged ID.me, IRS, security
69 Comments
Heirs include grieving spouses in spite of the WITH designation. I don't want my spouse to wait 6, 12, 18…