Category Archives: Bank CDs

Here’s why this week’s 5-year TIPS reopening auction makes investment sense

By David Enna, Can anyone make the case that a 5-year Treasury Inflation-Protected Security with a yield lagging inflation by 1.73% and an upfront premium cost of nearly 10% makes sense as an investment? Hey, I can. But that … Continue reading

Posted in Bank CDs, I Bond, Inflation, Investing in TIPS | 11 Comments

T-Mobile Money: A weird (but insured) way to earn 1% on your cash

And here’s the thing: You don’t need to be a T-Mobile customer By David Enna, Back in mid-February, my cellphone carrier T-Mobile sent me an intriguing email about what seemed to be a new service offering: T-Mobile Money, an … Continue reading

Posted in Bank CDs, Cash alternatives, Retirement | 22 Comments

Heads up: Be wary of rolling over a 5-year bank CD

By David Enna, On my way to look something else up, I noticed something interesting: The yield of the nominal 5-year Treasury note has been rising nicely over recent weeks, but yields of 5-year insured bank CDs remain stuck … Continue reading

Posted in Bank CDs | 7 Comments