This chart shows monthly and six-month non-seasonally adjusted inflation numbers that the Treasury uses to set the six-month inflation-adjusted interest rate on U.S. Series I Savings Bonds.
I Bonds purchased from November 2021 through April 2022 will pay an inflation-adjusted annual rate of 7.12%, and when combined with a fixed rate of 0.0%, creates a composite rate of 7.12% for six months. Both the fixed rate and inflation rate will be reset again May 1, 2022.
- U.S. inflation surged 7.0% in 2021, the highest rate in 40 years
- Nov. 1 update: I Bond’s fixed rate holds at 0.0%; composite rate soars to 7.12%
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