Category Archives: Retirement

TIPS funds vs. TIPS ladder: An investor weighs in

By David Enna, A lot of readers ask about the ladder of TIPS investments I have built over the years. Yes, I do have a ladder, and it does hit every year from 2023 to 2032, and then jumps … Continue reading

Posted in Inflation, Investing in TIPS, Retirement | 27 Comments

Good news: Medicare costs are going down for 2023

Why? The Medicare system is making amends for an ill-advised increase of 14.6% in 2022. By David Enna, One year after Medicare costs jumped 14.6% because of uncertainty over an Alzheimer’s drug, the Centers for Medicare & Medicaid Services … Continue reading

Posted in Medicare, Retirement, Social Security | 14 Comments

Social Security COLA looks likely to rise about 10% for 2023

Want to understand how the COLA is calculated? It’s complicated. Read on … By David Enna, With the release of the June inflation report on Wednesday, we now have a pretty good idea of where the Social Security cost-of-living … Continue reading

Posted in Retirement, Social Security | 8 Comments

Medicare Part B’s monthly premium, deductible costs will surge 14.6% for 2022

The typical person on Medicare will pay at least $289 more in 2022, just for Part B coverage, and double that to $578 for a couple. IRMAA surcharges are also increasing 14.5%. By David Enna, Just a month after … Continue reading

Posted in Medicare, Retirement, Social Security | 19 Comments

I Bond Manifesto: Why inflation-linked savings bonds can work as part of your emergency fund

Sept. 26, 2021 It’s no secret that I’m a huge fan of U.S. Series I Savings Bonds, a simple, very safe investment that can accurately track — or exceed — official U.S. inflation without risking a dime. I’ve been pounding … Continue reading

Posted in I Bond, Retirement | 33 Comments