Category Archives: Retirement

Social Security COLA: An increase of 6% looks likely for 2022

(And here’s the esoteric and confusing way that is calculated) By David Enna, Tipswatch.com Inflation trends through June 2021 make it look likely that next year’s cost-of-living adjustment for Social Security beneficiaries could fall into a range of 5.8% to … Continue reading

Posted in Retirement, Social Security | 6 Comments

U.S. inflation surges 0.9% in June, nearly double expectations

By David Enna, Tipswatch.com U.S. inflation surged 0.9% in June, much higher than expectations. It was the fifth month in a row that actual inflation far exceeded consensus estimates. My conclusion: Economists really have no idea where inflation is heading. … Continue reading

Posted in I Bond, Inflation, Investing in TIPS, Retirement, Social Security | 8 Comments

Want inflation protection? Be wary when the fund salesman calls.

The Lord Abbet Inflation Focused fund is a mixed-bag short-term corporate bond fund, not a typical TIPS fund By David Enna, Tipswatch.com I have an elderly friend (she’s 90+ years old so I think it’s OK to call her elderly) … Continue reading

Posted in Cash alternatives, Investing in TIPS, Retirement | 11 Comments

T-Mobile Money: A weird (but insured) way to earn 1% on your cash

And here’s the thing: You don’t need to be a T-Mobile customer By David Enna, Tipswatch.com Back in mid-February, my cellphone carrier T-Mobile sent me an intriguing email about what seemed to be a new service offering: T-Mobile Money, an … Continue reading

Posted in Bank CDs, Cash alternatives, Retirement | 11 Comments

Frightened by a phantom? TIPS are fine in a taxable account, until …

By David Enna, Tipswatch.com A couple years ago, just as my wife and I were both retiring, we went through a rigorous financial planning exercise with an hourly-fee adviser. We were in sync on almost all his advice, except when … Continue reading

Posted in Investing in TIPS, Retirement | 12 Comments