Category Archives: Retirement

My schedule … and what’s coming next

By David Enna, Tipswatch.com By the time you are reading this, I will probably be sipping a dry rosé wine somewhere in southern France, where I will be traveling for two weeks. We will be starting in Marseille and eventually … Continue reading

Posted in Federal Reserve, Inflation, Retirement, Travel | 17 Comments

Academic study: I Bonds out-perform high-yield savings accounts

By David Enna, Tipswatch.com A new research paper by a Marquette University professor found that Series I Savings Bonds created annual returns substantially higher than high-yield savings accounts (HYSAs) between 1999 and April 2026. The emeritus professor, Dr. David Krause, … Continue reading

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Retirement, Savings Bond, Treasury Bills | Tagged , , | 35 Comments

TIPS values exist in a multiverse: What’s the correct reality?

By David Enna, Tipswatch.com Many of us here are strongly committed to holding investments in Treasury Inflation-Protected Securities to maturity. That means trading is not an issue, despite the temptations. It also means the “current market value” of a TIPS … Continue reading

Posted in Investing in TIPS, Retirement, TreasuryDirect | Tagged , , | 38 Comments

iShares target-date TIPS ETFs are growing in appeal … and deserve a look

The newest fund, IBIM, holds just one TIPS, but will expand. I have cautions. By David Enna, Tipswatch.com Blackrock’s iShares division in March launched a unique ETF holding just one bond: CUSIP 91282CPU9, a 10-year TIPS that matures in January … Continue reading

Posted in ETFs, Investing in TIPS, Retirement | Tagged , , , , | 60 Comments

I filled out the top end of my TIPS ladder last week

By David Enna, Tipswatch.com One morning last week on Bloomberg, a fixed-income analyst was asked about the effect of a 5% nominal yield on a 30-year Treasury bond. He said: “Then you’ll see bond investors attacking like seagulls in Finding … Continue reading

Posted in Inflation, Investing in TIPS, Retirement, TreasuryDirect | Tagged , , | 30 Comments