These last few months have offered us some really nice real yields above inflation on the longer dated Tip bonds…
I did further analyses on the information you provided above. However, I cannot put an image here or email it…
In the 1990s 30 year rates were largely 6-7%, with inflation running roughly 3% on average. So is a 5%…
I bought a TIPS last week too. It was my first-ever purchase on the secondary market: CUSIP 912810RR1, maturing 2/15/2046…
Category Archives: Retirement
I filled out the top end of my TIPS ladder last week
By David Enna, Tipswatch.com One morning last week on Bloomberg, a fixed-income analyst was asked about the effect of a 5% nominal yield on a 30-year Treasury bond. He said: “Then you’ll see bond investors attacking like seagulls in Finding … Continue reading
Posted in Inflation, Investing in TIPS, Retirement, TreasuryDirect
Tagged investing, personal-finance, Treasury investments
20 Comments
TreasuryDirect, ditch the ‘gift box’ and raise the I Bond purchase cap
My solution: Double the purchase cap to at least $20,000 a year. By David Enna, Tipswatch.com Last week, TreasuryDirect again sent emails asking holders of savings bonds in gift boxes to deliver them as quickly as possible. I have written … Continue reading
Posted in Cash alternatives, EE Bonds, I Bond, Inflation, Retirement, TreasuryDirect
Tagged investing, personal-finance, Treasury investments
81 Comments
I Bond’s fixed rate is likely to hold at 0.90% at May 1 reset
By David Enna, Tipswatch.com I realize that the fixed rate of the U.S. Series I Savings Bond isn’t top of mind for many investors at the moment, given an active war in the Mideast, soaring gas prices, and sharp declines … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect
39 Comments
For the right investor, this week’s 30-year TIPS auction will have appeal
Update: 30-year TIPS auction gets real yield of 2.473%, second highest in 16 years By David Enna, Tipswatch.com The Treasury on Thursday will offer $9 billion in a new 30-year Treasury Inflation-Protected Security, CUSIP 912810US5. The real yield to maturity and … Continue reading
Posted in Inflation, Investing in TIPS, Retirement
Tagged inflation, investing, personal-finance, Treasury investments
10 Comments
2025: An inflation-watcher’s year in review
By David Enna, Tipswatch.com Let’s all admit one thing: 2025 has been a bizarre year for the U.S. economy, inflation, government effectiveness and the certainty of economic statistics. In fact, my code word through the entire year has been “uncertainty,” … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Retirement
Tagged inflation, interest-rates, investing, personal-finance, Treasury investments
35 Comments
Treasury Inflation-Protected Securities 
The higher 30-year yields of the 1990s were probably in reaction to the extreme inflation of earlier years. Annual inflation…