By David Enna, Tipswatch.com
After I posted my latest article, “TreasuryDirect tax forms: How to find the 1099s, decipher them” I was informed by my hosting service, WordPress, that this was my 1,000th article on Tipswatch.com.
Yeah. One thousand. Geez. My very first post was April 10, 2011, titled “Why Treasury Inflation-Protected Securities?” That article was followed quickly (same day) by “What is a Treasury Investment-Protected Security?” And then, on and on.
I will admit that back in 2011 I really didn’t know all that much about Treasury Inflation-Protected Securities. I thought I did. But I didn’t. I’ve had a lot of learning experiences over the last 13+ years. Readers often helped me along. A lot of very smart people read this site.
Over these years, I have covered every TIPS auction and every inflation report, so at least I have some institutional memory of truly crazy times — Federal Reserve manipulations, negative real yields, deflationary spells, 40-year high inflation, and boom and bust times for U.S. Treasurys.
On a typical day, this site gets more than 1,500 unique visitors. Last year, users came from, in order of frequency:
- United States
- United Kingdom
- Canada
- Germany
- Japan
- France
- India
- Singapore
- Mexico
- China
Obviously, the United States is overwhelmingly the most common source of readership, but I have had questions from all over the world.
These were the most popular articles and pages in 2024:
- I Bond buying guide for 2024: Be patient
- Inflation and I Bonds
- I Bond dilemma: Buy in April, in May, or not at all?
- Let’s check in on the I Bond’s next fixed rate
- It’s going to be a big week for I Bonds
- March inflation sets I Bond’s new variable rate at 2.96%
- Let’s weigh in on the I Bonds vs. T-bills debate
Notice a trend there? Every article and page is about I Bonds. Even though I try mightily I can’t generate huge interest in TIPS, which are a very attractive investment in 2025. But TIPS are also a lot more complicated and therefore, somewhat shunned.
I was talking with a New York Times reporter this week who asked me: “Are I Bonds still popular?” My answer was, “Yes, with my readers at least. This is high-quality, inflation-protected investment for people who understand the long-term time-frame.” Here is her article.
My best day for readership, WordPress tells me, is Sunday, with 18% of my views last year. I try to publish something every Sunday morning, but yeah, I take some weeks off. Sunday is a notoriously bad day for posting financial news, but my site benefits by the fact no one else is publishing on that day. I get a lot of search engine traffic on Sundays.
In 2024, this site got 932,514 page views, well below my stellar year of 2023, with 1,518,467. This just goes to show you that my site traffic depends less on the quality of my writing, and more on high rates of inflation setting off panic.
I’ll never cheer for high inflation, so I just have to accept getting about 2,555 page views a day, which is actually … incredible.
I thank you, readers. Keep participating and spread the word.
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Follow Tipswatch on X (Twitter) for updates on daily Treasury auctions and real yield trends (when I am not traveling).
Feel free to post comments or questions below. If it is your first-ever comment, it will have to wait for moderation. After that, your comments will automatically appear. Please stay on topic and avoid political tirades. NOTE: Comment threads can only be three responses deep. If you see that you cannot respond, create a new comment and reference the topic.
David Enna is a financial journalist, not a financial adviser. He is not selling or profiting from any investment discussed. I Bonds and TIPS are not “get rich” investments; they are best used for capital preservation and inflation protection. They can be purchased through the Treasury or other providers without fees, commissions or carrying charges. Please do your own research before investing.
Treasury Inflation-Protected Securities 
In response to JLS’s question about experience re-titling I-Bonds held in entity accounts, I have been pretty much through the gamut in that regard.
My husband died in 2012. He owned paper I-bonds held in a revocable living trust. I was executrix of the estate and trustee of the trust. Because of stock in a family business, an on-going residual trust was the end of the line when the estate was settled. As I recall, I first had to transfer the bonds to an interim trust while the estate was being settled, then transfer them to the residual trust after the estate was settled. I addition, I later used some of the cash in the residual trust to purchase electronic I-Bonds.
Early last year, I converted the paper bonds to electronic bonds. Late last year, I redeemed the bonds.
I had no problem doing any of this. The trick is to follow the Form 5466 instructions meticulously and ask questions when unsure of how to correctly complete the form. I did spend some time on hold, but when I finally got through the TD representative was always able to answer my questions. In converting paper to electronic bonds, the information from this column was invaluable.
When re-titling and doing the conversion to electronic, I was always concerned about two things. The first was the long processing times. My experience was that TD got everything done within its processing time, so if it says six weeks, do not expect things to be done very much before that. The second was sending paper bonds through the mail. I always kept photocopies and sent the bonds receipt-requested mail.
While I would have preferred to do things at a bank like in the “good old days”, working with TD worked out fine.
Let me ask you an admittedly provocative question: aside from the +/- analysis of this type of bond vs that type of bond, does it bother you at all that the US federal government is today essentially a corrupt Ponzi operation that has turned American citizens into debt slaves, including the ones not even born yet?
hi eah ~ sure, that bothers anyone who’s been paying attention. But if the UST is unable or unwilling to repay its debts to domestic TIPS owners, we’re all gonna have much bigger problems (i.e., anarchy in the streets).
What else are you gonna do? Bet the farm on stocks &/or crypto? Good luck. Bury gold bars in your backyard? (If UST folds there will be chaos in the streets and when you go to sell your bars, someone will hit you on the head and take them–or worse).
So sure, we could ruminate on worst-case scenarios, or just accept that UST bonds held to maturity are probably one of the safest stores of wealth available. That’s why all of us are reading this site.
I would like to add another “Thank You” to the list. David, I always look forward to your articles, and I am sure your site has helped more people than you know! Thanks again.
I feel your site has gotten better and more accessible since your not with “alpha” anymore.
David, I eagerly anticipate and read each & every one of your weekly posts. I have accumulated a trove of I-bonds over the past dozen years and so have quite a bit of liquidity there. Thank you for writing so wonderfully & for your dedication to sharing insights about all things Treasury Direct!
Congratulations on #1000!
I have been an avid reader for over ten years and want to thank you for the help and guidance that allowed me to build a retirement base of I Bonds & 10 year TIPS. This government securities base has allowed me to be much calmer, relaxed, andsafer in my investment strategy.
Thanks again.
Adding another “Thank You!!” to the long list. I have owned Ibonds for a number of years, but your clear explanations pertaining to all things TIPS gave me the confidence to make my first individual TIPS purchases in 2024 after discovering this site (better late than never).
Do you think the tariffs could cause a spike in the cpi? Or will the price increases be labeled a tax and not used in the calculation?
If prices rise because of tariffs, this would add to inflation at the consumer level. I am sure some prices could rise, especially for products that exclusively come from the targeted country (such as avocados from Mexico).
Yes, fruits and vegetables. I was also thinking about cars assembled in Mexico and Canada.
“The “biggest” price change will be in the area where US manufactured comparables will game it and raise prices. Prices will NOT stay the same…across the board!!!
I’m in market to buy a new car; alas, assembled in Canada. I’m not willing to pay 25% more for an already expensive car. I will not buy an American car based on my experience. Meanwhile, now Musk’s team has full access to the Treasury’s payment system. Such bad news. Where is the positive spin? I can’t imagine. If you know, please share how the Treasury is safe and our investments are safe. Hope I’ll still be able to buy a new car. Let alone guacamole.
Can’t speak for the Treasury, but I am baffled by the across-the-board 25% tariffs, except for Canadian energy at 10%. American car companies build a LOT of cars in Canada, and now U.S. consumers will face a 25% tariff on those cars. You can’t move those jobs quickly to the U.S. So … is this just a negotiating ploy? But for what? Fentanyl and immigration? Not really a Canadian problem. Canada becoming our 51st state? Won’t happen. Trump must have a strategy. Let’s see what happens.
Toyota and Honda both manufacture a lot of cars in the US. We have had both US and Canadian made Toyota’s and Honda’s and the quality of the US made ones were as good if not better in some cases than the Canadian ones. Honda has outsourced the HR-V and Ford the Maverick to Mexico. The HR-V is reportedly an excellent vehicle. I did hear about a recall on the Maverick but I don’t know how serious it is. If the tariffs were place directly on these vehicles the cost would probably remove the appeal. Perhaps they could spread the tariffs over all their vehicles.
There is also the Korea option. I haven’t heard of any steep tariffs yet being placed on South Korean imports. Hyundai and Kia make excellent vehicles.
I own a 2016 Honda HR-V, and its performance has been flawless. (Made in Mexico.)
David – I really like the HR-V although I wish it were made in the US. But it is such a great value I might have to overlook that. I like the Hyundai Kona too. For now, I am trying to get as much out of my 2018 Corolla (Canada).
I don’t know what you income is but from your travels you seem to have some disposable income but you may spend below your means on vehicles. I like your strategy.
I buy based on practicality and reliability. HR-V has a lot of room inside for a small car. (I may buy a Crosstrek next year, though, for the safety equipment.)
Thank you, David, for being our teacher and sticking with it all these years. You have done us all a tremendous service.
I was interested to read that your iBond posts are the most popular. I’m the exact opposite. I regularly read the TIPS posts and skip everything about iBonds. Why? I’ve reached my mid-60s and started to think about the “end game.” Because my wife has a serious disabling condition, i manage all the money and investments, and i do our taxes all by myself. We sat down last year to discuss preparing her for the possibility of me leaving this life before her (who knows?), and i learned some surprising things.
She is not interested in the details. (That wasn’t so surprising.) What i learned is that her primary concern is simply to have everything in one place so she doesn’t have to deal with searching for multiple accounts, file folders, documents, passwords, etc.
What i did not know — even though i meticulously maintain a master document with details about all of our accounts — was that she was terrified of having to search for and access all the details so someone else can take over.
So i sold all the iBonds and we no longer have an account at Treasury Direct (with its idiosyncratic rules and cryptic 1099s). I moved all of our 401(k)s and IRAs and brokerage accounts to a single firm (where our TIPS ladders sit in IRAs). But after all that, we still have a bunch of CDs at Raisin and Ally (most still paying north of 5%). So i didn’t get everything in one place, but at least i got it down to three places instead of twelve.
I liked iBonds, and i used to read all of your posts about iBonds (Thank You!!), but i decided to cut the cord with Treasury Direct, primarily to simplify our “portfolio.”
I started this adventure (i.e., extracting our savings from bond funds and building TIPS ladders) right about the same time you started TIPS Watch, because after decades of investing i finally figured out that the safest and surest way to beat inflation over the long term is to buy and hold TIPS, and the smartest way to do that is… (and you filled in the blanks for us).
Thanks again.
tahoe tomas, I recognize your issue, although my wife (who was actually the larger income during our working years) is definitely “interested in the details.” Like you, I take care of most of our financial paperwork and taxes, but several times a year she does a “refresher” of taking care of everything for a month, just to keep in practice so it stays familiar.
TIPS held outside a retirement account hold the headache of the taxable “phantom income” owed before the bonds have matured and the cash is actually in hand again. TIPS held in a traditional pre-tax IRA may end up being needed to meet RMDs before the bonds have matured and, because all income received from a traditional IRA is viewed as ordinary income by state tax agencies, money withdrawn from TIPS in a pre-tax IRA loses the state-tax-exempt treatment which would otherwise apply to direct Treasury obligations. Therefore, I’ve always thought that the best place to hold TIPS is within a Roth IRA.
But our Roth IRA balances aren’t large enough to purchase all the TIPS we’d want and, since we’re retired but new IRA contributions can only be funded from “earned” income (I’m excluding pre-tax-to-Roth conversions, which we’ve already done), those Roth IRA balances aren’t going to be growing dramatically. . . . Therefore: outside of retirement accounts it’s I Bonds for us.
The person I do sometime fret about in this picture is not my wife or myself but our executor/trustee. We’ve left detailed instructions about the workings of I Bonds and TreasuryDirect, and we keep screen shots (both digital and printed-on-paper, both updated any time there’s a change) of our TreasuryDirect holdings, and also an actual typed-and-printed list of our current holdings. So the executor/trustee will have to deal with the situation if we’re both gone (or have become cognitively impaired) while there are I Bonds still unredeemed, and we’ve done everything we can to make that easier with pertinent information, and to keep the rest of our financia life simple, but . . .
I hear all of your points. My approach to those realities was to “bite the bullet” and over the past dozen years strategically converted all of our 401(k)s and 403(b)s to Roth IRAs. Not only is it now super “easy” (from a tax standpoint) to let our TIPS ladders sit and grow in Roth IRAs, but now we have NO RMDs, NO medicare IRMAAs, and NO tax consequences from withdrawing any of our money… Just smooth sailing with super simple taxes… pensions, Social Security and simple interest on bank CDs. I’ve watched so many friends and family members fret and stress and struggle with RMDs, IRMAAs, and taxes when they reach their 70s and beyond (when cognitive ability is progressively reduced), and the best-case scenario is finding someone you trust to manage it all (and paying them to do it). I decided i wanted TIPS ladders in Roth IRAs and no hassles from RMDs, IRMAAs or taxes when i’m “old.” Now it’s so simple that i do our taxes by hand in about an hour (standard deductions). I know that my approach is not for everyone. Many folks have heartburn paying taxes one single day sooner than necessary. In my case, i preferred to rip off the Band-Aid, pay The Man, and now everything in the Roth IRAs is ours to withdraw and spend as needed, without any cares about tax consequences, RMDs, IRMAAs, etc. (Our whole pile is not in TIPS… but much of it is. We still have a few stocks, but mostly TIPS, CDs, REITs, high-yield bonds, precious metals — even some crypto ETFs just for “fun.” But at our age, we’re mostly done with stock markets because we don’t need the growth and don’t want the risk or drama in our lives.) We made enough and just need to preserve it. Now we travel and hike in the mountains and sit on the beach and have another cocktail. (But i could not have done it without David’s site, which makes building TIPS ladders possible for Everyman. Where else are you gonna get ultra-safe preservation of purchasing power… inflation + ~2% ??
Tahoe, I agree it would be wonderful to have everything moved to Roth accounts, although if I were attempting this I would leave “some” in traditional IRAs for future charitable contributions. No sense in paying tax for that money.
My wife and I are like a lot of people, way over-stocked in traditional IRAs with RMDs looming in a few years. On the positive side, it looks like tax rates should remain at current levels for a few years, at least.
Congratulations David
I found your site when I BONDS started hitting record %
Although I have yet to understand TIPS enough to engage in them I have a made good bit of interest on T-BILLS and I BONDS thanks to your site.
I Bonds are simple, but one major drawback for some people is their total lack of cash flow while held. That is where T-Bills / T-Notes shine. TIPS are pretty weak for cash flow, too, but at least holders get the coupon. Retirees and some others may need the income and be unable to allocate much to instruments that lock up their money for long periods.
On the flip side of that, I Bonds continuously compound all interest, tax-deferred, and the total principal continues to grow at a rate higher than inflation. So they are a great investment for *future* cash flow, but not so much for current cash flow, as you note.
Thank you David. Never miss a post–defidently a “two thumbs up” site.
Another thank you David !!!!
Congratulations on the milestone.it is worthy of its own article as you’ve done here and a significant accomplishment. The comments here are a testament to that. You found financial niche and leveraged it into something quite valuable that fills a need in the financial journalism market. Well done.
I read all the articles but have only invested in Series I Bonds. I like their liquidity better than TIPS. If I decided to go into TIPS, I would only consider a 5 year term and so far, the complexity of it hasn’t been worth tying up my money for that long of a period of time. If inflation spikes, I can always buy I Bonds as I did in 2021 and 2022. If the Fixed rate goes higher, I might buy more.i had a Muni latter for many years and that was helpful. While it doesn’t provide inflation protection, it did provide triple tax free income which was valuable.
Otherwise, I have been redeeming the i Bonds I accumulated using the Gift Box strategy when inflation spiked. With tariffs becoming a thing now, and unpaid tax cuts a likelihood exacerbating our deficits and debt, it’s possible inflation will spike again. I’ll be watching.
Congratulations on your 1,000th. post and thanks for all your great posts. Your commentary is very valuable to me and to all your readers.
Thank you for all you do. Your work is a great resource!
“I thank you, readers. Keep participating and spread the word.”
Thank YOU David, for being such a trustworthy, unhyped, and literate source of information about these subjects, and for being so willing to respond to readers in the comments sections.
David, did we miss the results of your timely purchase/deliveries of ibonds this month or too early to report? Thanks
Thanks for reminding me. The transaction was scheduled for Jan. 29 and the money was withdrawn by the Treasury on that date. Today, TreasuryDirect shows the I Bond in the account, dated Jan 1 2025. So it all worked without a hitch. I will update that article to reflect this.
FYI, TreasuryDirect is going down for maintenance Sunday from 8 am to noon ET. This sometimes means changes are coming. Or not. Today is the last day of the Payroll Savings Plan, so some wording changes may be needed for that program ending.
The issue is compound…what happened after delivery of gift ibonds
Dr, in 2024 my wife and I each bought one set of I Bonds the traditional way (in January), plus two gift-box sets each (all with the fixed rate of 1.3%). Late in the year, I delivered both sets and they were immediately recognized by TreasuryDirect in each account. That delivery did not stop the purchase of a traditional set in January 2025.
Sorry for my confusion…wasn’t the fundamental issue…can one make deliveries to a specific person. AFTER a purchase for the same account…otherwise why the importance of your late January purchase? Again, sorry for my confusion
Dr, when some people called TreasuryDirect to get advice on gift-box deliveries, they were told that excess deliveries in 2024 would mean they would be blocked from making a regular purchase in 2025. Apparently, that isn’t the case.
So it does appear that you can make 1) make a regular purchase first and then 2) deliver gift-box I Bonds afterward in the same year, but possibly not in the reverse order.
We still don’t know anything with certainty. But my experiment showed the gift box delivery in 2024 did not block a traditional purchase in 2025.
To add to this, I had paperwork to transfer some I-Bonds ($20k) from my personal account to my Trust account that was submitted last summer. It was finally processed, and the I-Bonds were transferred to my Trust account in January. I was able to buy an I-Bond ($10k) 2 days after the transfer in my Trust account. So, the transfer didn’t affect my purchase this year. Thanks for the info you provide on this site.
Thank you for creating this website. I am slowly learning. If appropriate, please comment on and perceptions about this article: https://finance.yahoo.com/news/blackrock-once-mighty-inflation-hedge-150000361.html
“BlackRock’s Once-Mighty Inflation-Hedge ETF Is Losing Its Crown”
Interesting article and I agree with Blackrock’s approach. I don’t own any TIPS ETFs or funds at the moment, but the ones I would consider owning are STIP (iShares) or VTIP (Vanguard), which both focus on short-term TIPS. These funds are less volatile and tend to track inflation more accurately. On the other hand, you lose the potential of capital gains (or losses) with a full-range fund like TIP.
Congratulations! So glad I found your site…helped me feel confident to start a Tip Ladder.
Congratulations!! 1000 articles! Thank you!
Thank you for all your articles about ibonds and Tips and treasuries. I’m very concerned about the Treasury remaining intact and reliable. What do you think?
From the Washington Post this morning, article begins:
Senior U.S. official to exit after rift with Musk allies over payment system.
A top Treasury career staffer is expected to depart. Surrogates of Musk’s DOGE effort had sought access to sensitive payment systems.
We could be seeing a purge similar to what happened at Twitter under Musk’s ownership. This is something we need to watch. The Treasury needs to be rock solid and trustworthy, with no manipulations.
It’s worse than that. $6 trillion in payments to U.S. households is made from those accounts and sensitive data could be used to blackmail individuals.
I also heard that Trump wants to have Fed put Bitcoin on the books as an asset the U.S. holding as crypto becomes part of our banking system. Will the U.S. back a crypto currency that is mainly used by criminals to move money?
I just survived multiple evacuations from fires, I can’t tell you how unsettling all this is on top of instability from WH. May our economies stay intact and the treasury work as expected. I used to rest easy knowing I have treasuries. Now only swimming helps.
Congratulations on the 1000 mark You can be proud of all the investors you have helped. Len
Sent with Proton Mail secure email.
Congrats and thanks.
I have been a reader since ’15 and TIPS/IBonds make up a considerable part of our portfolio.
David,
Thanks to your efforts I’ve passed on your valuable information to others who weren’t interested in inflation protection until recently when inflation roared back. Your dedication while on your trips has been amazing. The fact that you would make the effort to keep posting while in far-away places with limited internet was well appreciated.
Keep up the great work.
Brent FineChandler, AZ
Congratulations! I think I first stumbled upon your articles on seeking alpha many years ago and that was from a BogleHeads thread that mentioned you.
Anyway, long term reader initially only for iBonds. Although I read the TIPS articles it took me many years to feel confident enough to finally start my tips ladder 2 years ago.
I am still not confident enough to understand buying on the secondary market. I only buy new openings with the plan to hold to maturity. Maybe at some point with your guidance I’ll get to the next level!
Congratulations and thank you! After being bond-shy for many years, you gave me the knowledge and confidence to venture into TIPS, and I now hold a good amount of them. Especially look forward to your Sunday columns.
Thank you so much for all your wonderful information. My husband and I started investing in iBonds in 2001 because he found a post on NerdWallet when you could still buy them with credit cards, bank those points and though we didn’t catch the highest fixed rate, we both still have some with the 3% fixed rate. This year, because of your column, I started dipping a toe in to TIPs investing. I never would’ve tried it without reading your column and I’m glad I caught this wave! All best.
Congratulations and Thank You, Mr. Enna. Like many of your other readers commenting here, I learned about TIPS reading your TIPSwatch.com. I had previously been directed to TIPS by a financial advisor and had even bought a book on the sole topic of TIPS. But until I read your articles and the fabulous comments on each article, I lacked the understanding to confidently purchase any, either at auction or in the secondary market. Now, I have my TIPS ladder filled out and intend to add to them at least for a few more years as my wife and I enjoy our retirements. And also, as a bonus from reading TIPSwatch, we now have purchased a nice batch of i-bonds for our ready cash reserve backup as well. Thank you, and all of your commenters, for sharing your knowledge on this forum.
David: Your TIPS analysis has been valuable and I appreciate it. I don’t get why TIPS don’t receive more attention (as opposed to I-bonds but also nominals). Here’s a TIPSWatch-inspired substack I did in November. Congrats on 1,000 posts & thanks for the good work. Jay
Great job on that article, Jay.
Thank you for this website and ongoing articles. I am an advisor and began researching I bonds in 2022 when I came across your website but have continued to read ever since. I continue to personally invest in both TIPS and I bonds after reading here and Harry Sit’s site. People may not think there is excitement in this space but there is! I look forward to seeing your updates in my inbox every week more than any other newsletter. Hope you have 1,000 more.
Relatively short-term reader, having only come across the site as part of the big 2021-22 inflation run-up, but it’s shifted my perspective on I Bonds and I’ve come to really value them as the near-perfect emergency fund location (after the 1-year lock). I’m younger and am prioritizing growth over inflation-protection for now so fall into the camp of lower TIPS focus, though I still read over all the posts and very much appreciate all the insight and the work that goes into it.
Congratz & HUGE thank you for sharing your up to date masterly inflation protected investment advice. 1,000 plus comment responses- WOW! For the record, this CPA ‘loves’ TIPS, been buying them for over 20 years – leaning heavily on your advice the last five years. Last week I posted a link to your 10 yr TIPS auction on LinkedIn, commented “Good US Treasury auction today. I personally like TIPS – inflation ‘insurance’ in a bond ladder.”
Actually, this site has received 12,064 comments from readers over the years. Many of the best ones say, “Hey, you made one mistake / typo / miscalcuation in this article.” I really appreciate those.
Congratulations on hitting the 1,000 milestone. And regardless of the end of 9+% I Bond returns and fewer panic-ridden readers, you definitely have a core of dedicated TIPS followers. Your previews of auctions, trends in the secondary market, recaps of matured TIPS, etc are incredibly informative and helpful. Thanks so much!
David, Your TIPS info and insights enabled me to understand them enough to realize their benefits and have the confidence to make them an essential part of my portfolio. I also benefit greatly from Tipswatch I Bond posts. I forward your Tipswatch emails to several friends and family members who tell me to keep ’em coming whenever I ask. So congrats on this milestone and Thank You.
It sounds like Tipswatch.com has been a labor of love for you. I am very thankful for your efforts – and I’m sure many, many others are as well. Your posts have been enormously useful to me. Even if you stopped posting today, the information and insights you’ve already provided would continue to have a lasting impact on us for many years to come. I started reading tipswatch.com because I was already interested in TIPS and I Bonds, but I stayed because you’ve made it much easier to understand their many nuances.
Congratulations! You do a great job and provide valuable information. I am a long-time reader and always find your articles helpful.
Thank you for all of your posts and contributions. I was terrified that this was going to be a farewell post, and am relieved that it was not. You have truly educated me over time, and you have my sincere gratitude.
I’ve been a big believer in Ibonds for a long time – that brought me to your site years ago. Then I started reading about TIPS and got educated. After awhile, your excellent information finally got me comfortable enough to recently start purchasing some TIPS. Thank you for all the great work you do.
Congratulations. I wish I’d been there to read that TIPS article at the time, but at least, thanks to you, I’m in my third year of adding TIPS to my portfolio. Better late than never.
Thanks for all of your great posts!