Author Archives: Tipswatch

Unknown's avatar

About Tipswatch

Author of Tipswatch.com blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.

U.S. inflation rose 0.4% in August, higher than expected

Posted on September 11, 2025 by Tipswatch

Annual all-items inflation rose to 2.9%, the highest level since January By David Enna, Tipswatch.com In what could be a crucially important report, the Bureau of Labor Statistics reported today that seasonally adjusted U.S. inflation rose 0.4% in August, higher … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Retirement, Social Security, Tariffs | Tagged , | 23 Comments

When rates decline, I Bonds get more attractive

Posted on September 7, 2025 by Tipswatch

By David Enna, Tipswatch.com Last week, I noticed something very interesting: The real yield of the most recent 5-year TIPS fell on the secondary market at one point to 1.08% and closed the week at 1.10%. CUSIP 91282CNB3 had its … Continue reading →

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond, Treasury Bills | Tagged , | 28 Comments

Forecast: I Bond’s fixed rate is likely to fall to 0.90%

Posted on September 2, 2025 by Tipswatch

By David Enna, Tipswatch.com In two months, probably on Halloween morning, the Treasury will announce a new fixed rate, inflation-adjusted variable rate and composite rate for U.S. Series I Savings Bonds purchased from November 2025 to April 2026. And I … Continue reading →

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond | Tagged , , | 34 Comments

An inflation surge could be coming in early 2026

Posted on August 30, 2025 by Tipswatch

What will be the effect of ‘big beautiful’ tax refund checks? By David Enna, Tipswatch.com Last week I read a report by David Kelly, chief global strategist at JPMorgan Asset Management, that mirrored some of my concerns that sizable federal … Continue reading →

Posted in Inflation, Tariffs, Treasury Bills | Tagged , | 25 Comments

Vanguard backs off on raising its bond-trading minimum to $10,000

Posted on August 24, 2025 by Tipswatch

IMPORTANT NOTE: I wrote this article on Wednesday to be published Sunday while I am visiting family out of town. It appears that Vanguard has backed off on raising the bond minimum to $10,000, based on Boglehead discussions posted Saturday … Continue reading →

Posted in Cash alternatives, Investing in TIPS, TreasuryDirect | Tagged , , | 26 Comments