Author Archives: Tipswatch

About Tipswatch

Author of Tipswatch.com blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.

10-Year Real Yields Are Rising, But Still Not Attractive

Posted on November 16, 2020 by Tipswatch

Summary The Treasury will reopen CUSIP 912828ZZ6 on Thursday, creating a 9-year, 8-month TIPS. The current market for this TIPS shows it with a real yield (after inflation) to maturity of -0.85% and a price of about $109.85 for $100 … Continue reading →

Posted in Investing in TIPS | Leave a comment

Medicare Costs Will Rise Slightly In 2021, But Beware Of IRMAA

Posted on November 15, 2020 by Tipswatch

The Part B premium will increase to $148.50 in 2021, up from $144.60 in 2020. Congress held down this cost in a spending bill passed earlier this year. The annual Part B deductible is increasing to $203, up from $198 … Continue reading →

Posted in Medicare, Retirement | Leave a comment

Defying Forecasts, Inflation Disappeared In October

Posted on November 12, 2020 by Tipswatch

Summary Both all-items and core inflation came in at 0.0% for the month, less than the consensus forecasts. The BLS called the report “mixed,” reflecting large variances in price increases or decreases across the economy. For holders of TIPS and … Continue reading →

Posted in Investing in TIPS | Leave a comment

I Bond’s Fixed Rate Holds At 0.0%; EE Bonds Still Double In 20 Years

Posted on November 3, 2020 by Tipswatch

Summary The U.S. Treasury did the right thing today, keeping I Bonds and EE Bonds very attractive investments, for different reasons. I Bonds purchased from November 2020 to April 2021 will earn a composite annualized interest rate of 1.68% for … Continue reading →

Posted in Investing in TIPS | 4 Comments

New 5-Year TIPS Gets Real Yield Of -1.32%, Lower Than Expected

Posted on October 22, 2020 by Tipswatch

Summary The result, which dipped below recent market indicators, was the second-lowest real yield for any TIPS auction of this term. Investors had to pay a sizable premium for this TIPS, about 7.5% above par value, to collect a coupon … Continue reading →

Posted in Investing in TIPS | Leave a comment