Category Archives: Bank CDs

This week’s 5-year TIPS auction still looks solid

Posted on December 14, 2025 by Tipswatch

By David Enna, Tipswatch.com As I noted in a post last week, the Federal Reserve’s recent moves to lower short-term interest rates haven’t caused real yields to decline. Instead, they have been rising. Normally, the 5-year real yield will track … Continue reading →

Posted in Bank CDs, I Bond, Inflation, Investing in TIPS, TreasuryDirect | Tagged investing, Treasury investments | 14 Comments

Let’s offer praise for high interest rates

Posted on July 27, 2025 by Tipswatch

Do you agree? Probably not. But high interest rates benefit savers. By David Enna, Tipswatch.com Let’s step back in time, to 1965: I was 12 years old and folks from a nearby Savings and Loan came into my classroom to … Continue reading →

Posted in Bank CDs, Cash alternatives, Federal Reserve, Inflation, Retirement, Treasury Bills | 36 Comments

The TIP ETF just hit a meaningless milestone

Posted on July 1, 2025 by Tipswatch

For some reason, the $110 net asset value is a marker for me. By David Enna, Tipswatch.com I have been writing about Treasury Inflation-Protected Securities for more than 14 years, and that is plenty of time to dream up “significant … Continue reading →

Posted in Bank CDs, Cash alternatives, Federal Reserve, Inflation, Investing in TIPS | Tagged economy, finance, investing, money, personal-finance, stocks, Treasury investments | 14 Comments

5-year TIPS auction presents a dilemma

Posted on April 13, 2025 by Tipswatch

You can find better real yields by stretching out the maturity date, just a bit. By David Enna, Tipswatch.com Important note, April 16: Treasury posted an amended announcement for this Thursday auction, moving up the closing times (probably because of … Continue reading →

Posted in Bank CDs, Cash alternatives, I Bond, Inflation, Investing in TIPS, TreasuryDirect | Tagged investing, personal-finance, Treasury investments | 57 Comments

Rise in real yields (once again) makes 5-year TIPS auction look attractive

Posted on December 15, 2024 by Tipswatch

By David Enna, Tipswatch.com Update, Thursday 1:35 p.m. ET: Weak demand results in real yield of 2.121% for 5-year TIPS reopening auction Update, Wednesday 5:17 pm ET: The Federal Reserve’s mixed messaging on inflation (expected to be a bit higher next … Continue reading →