Category Archives: I Bond

Bernanke: ‘It is arguable that the interest rates are too high’

Federal Reserve Chairman Ben Bernanke laid out his argument for super-low interest rates today in an appearance before the House Financial Services Committee. His opening statement included this (insert adjective here) statement on U.S. interest rates: “It is arguable that … Continue reading

Posted in I Bond, Inflation | 2 Comments

Reader question: Is there a right time to sell an I Bond?

Good question on I Bonds today from reader Dan: From what I read here and elsewhere, that base rate of 0% holds for the full 30 years and the variable part changes each 6 months. Is it ever the case … Continue reading

Posted in I Bond | 3 Comments

Next auction: 10-year TIPS on Jan. 19, 2012

The official announcement will come Jan. 12, but we know the Treasury will auction a new 10-year TIPS, CUSIP 912828SA9, on Thursday, Jan. 19. The question is: Should we consider buying this Treasury Inflation-Protected Security? Normally, for me, a new … Continue reading

Posted in I Bond, Investing in TIPS | 6 Comments

Last pitch for buying I Bonds in 2011

The Treasury will auction a 5-year TIPS on Dec. 15, probably a reissue of CUSIP 912828QD5 that currently carries a yield-to-maturity of -0.980%. Yes, that is a negative, and it means buyers of this TIPS are willing to accept a … Continue reading

Posted in I Bond, Investing in TIPS, Savings Bond | 3 Comments

New I Bond interest rate: 3.06% through April 30, 2012

The U.S. Treasury today announced the new inflation-adjusted interest rate for I Bonds: 3.06% through April 2012. This was a dip from the 6-month rate of 4.6% for the preceding May 1 to Oct. 31 period. Although 3.06% is a … Continue reading

Posted in I Bond | 2 Comments