Category Archives: Savings Bond

U.S. annual inflation falls to 2.7% for November, a surprising drop

By David Enna, Tipswatch.com In the messiest inflation report in history, the Bureau of Labor Statistics said today that seasonally-adjusted consumer prices rose just 0.2% over a two-month period (October and November), resulting in an annual rate of 2.7% This … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond | Tagged , , , , , , | 19 Comments

TreasuryDirect sends another clear message: Changes are coming

By David Enna, Tipswatch.com A helpful reader alerted me last week that TreasuryDirect was asking investors to clear out their Zero-Interest Certificates of Indebtedness (C of I) holdings. Based on the wording of the email, I’d call it a “warning,” … Continue reading

Posted in Cash alternatives, EE Bonds, I Bond, Savings Bond, Treasury Bills, TreasuryDirect | 54 Comments

This week’s 5-year TIPS auction will be hard to predict

Oct. 23 update: New 5-year TIPS gets real yield of 1.182% By David Enna, Tipswatch.com Auctions for new 5-year Treasury Inflation-Protected Securities happen twice a year, in April and October. Because of the relatively short term, and the different inflationary conditions … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | Tagged , , | 32 Comments

A 5-year TIPS is maturing today. How did it do as an investment?

An awful auction. A decent result. By David Enna, Tipswatch.com Back on October 22, 2020, a new 5-year Treasury Inflation-Protected Security — CUSIP 91282CAQ4 — auctioned with a depressingly low real yield to maturity of -1.320%, which at the time … Continue reading

Posted in ETFs, Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond | Tagged , | 25 Comments

I Bond fixed rate projection just fell to 0.90%

Oct. 24 update: September inflation report sets I Bond variable rate at 3.12% By David Enna, Tipswatch.com It was inevitable that the trend of lower 5-year real yields would eventually push my I Bond fixed rate protection to 0.90%, down … Continue reading

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond, Social Security, Treasury Bills | Tagged , , | 40 Comments