Author Archives: Tipswatch

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About Tipswatch

Author of Tipswatch.com blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.

Where is the I Bond’s composite rate heading in November?

Posted on August 7, 2024 by Tipswatch

By David Enna, Tipswatch.com We are halfway through the I Bond’s interest-rate-setting period, with the next reset coming on Nov. 1 — or more probably on Halloween Day, Oct. 31. On that day, the U.S. Treasury will announce both a … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Savings Bond, Treasury Bills, TreasuryDirect | Tagged , , , | 33 Comments

Let’s look at the two TIPS maturing in January 2025

Posted on August 4, 2024 by Tipswatch

Are they a steal? Not really. By David Enna, Tipswatch.com Recently, I have been getting questions and comments about the two Treasury Inflation-Protected Securities maturing on January 15, 2025. These are quoted on the secondary market as having eye-popping real … Continue reading →

Posted in Inflation, Investing in TIPS, Treasury Bills | Tagged , , , , | 7 Comments

Projection: Social Security COLA for 2025 should be around 2.7%

Posted on July 28, 2024 by Tipswatch

By David Enna, Tipswatch.com The recent release of the June 2024 inflation report created a baseline number for next year’s cost of living adjustment for Social Security recipients. It’s all based on a needlessly complex formula the Social Security Administration … Continue reading →

Posted in Inflation, Medicare, Retirement, Social Security | 25 Comments

A 10-year TIPS matured July 15. How did it do as an investment?

Posted on July 21, 2024 by Tipswatch

By David Enna, Tipswatch.com On July 15, an ugly-duckling 10-year Treasury Inflation-Protected Security matured. It was CUSIP 912828WU0, first auctioned on July 24, 2014. I call it an ugly-duckling because the auctioned real yield was 0.249%, setting its coupon rate … Continue reading →

Posted in I Bond, Inflation, Investing in TIPS, Savings Bond | Tagged , , , | 11 Comments

New 10-year TIPS gets real yield of 1.883%

Posted on July 18, 2024 by Tipswatch

By David Enna, Tipswatch.com I am writing this after an evening out in Biella, Italy, and while struggling with rather weak Internet. So this is going to be brief. The U.S. Treasury’s auction of $19 billion of a new 10-year … Continue reading →

Posted in Inflation, Investing in TIPS | Tagged , , , , , | 16 Comments