Category Archives: Bank CDs

Investing for safety: The era of 5% yields is ending

By David Enna, Tipswatch.com We knew this day would come, after enjoying 5% nominal yields on very safe investments for more than a year. But that era ended Wednesday when the Federal Reserve cut its federal funds rate by 50 … Continue reading

Posted in Bank CDs, Cash alternatives, Inflation, Investing in TIPS, Retirement, Treasury Bills, TreasuryDirect | 38 Comments

Inflation breakeven rate makes 5-year TIPS auction look attractive

Do you believe inflation will average more than 2.12% over the next 5 years? By David Enna, Tipswatch.com The U.S. Treasury on Thursday will offer $21 billion in a reopened 5-year Treasury Inflation-Protected Security, CUSIP 91282CKL4. The result will be … Continue reading

Posted in Bank CDs, Federal Reserve, Inflation, Investing in TIPS, TreasuryDirect | Tagged , , , , , , | 31 Comments

A 5-year TIPS will mature April 15. How did it do as an investment?

Answer: Very well. By David Enna, Tipswatch.com I got a reader question this week about CUSIP 9128286N5, a 5-year Treasury Inflation-Protected Security that will mature on April 15, 2024. The question reminded me that this TIPS has completed its cycle, … Continue reading

Posted in Bank CDs, Inflation, Investing in TIPS | 30 Comments

This week’s 5-year TIPS auction offers a solid investment opportunity

By David Enna, Tipswatch.com The U.S. Treasury on Thursday will auction $22 billion in a new 5-year Treasury Inflation-Protected Security, and the results should be attractive for investors seeking protection from future inflation. It should generate the highest real yield … Continue reading

Posted in Bank CDs, Investing in TIPS, Savings Bond, TreasuryDirect | 31 Comments

Oh no, I’ve become a Treasury market day-trader!

Real yields at 2% are too good to pass up. Or am I wrong? By David Enna, Tipswatch.com OK, it’s a silly headline. I am not really day-trading in the Treasury and fixed-income markets; I’ve only been buying and not … Continue reading

Posted in Bank CDs, Inflation, Investing in TIPS, Retirement, Treasury Bills | 54 Comments