[…] details are laid out in Tipswatch’s September 9 report on Treasury’s updated guidance, which reproduces the agency’s email and…
I did not have too much problem with Treasury Direct electronic iBonds when my mother passed in 2023. I was…
Exactly. It looked at the time like there might never be an opportunity to get a decent return on fixed…
Yes, holding off was wise. Locking in ultra low interest rates is almost never advisable. My (imperfect) spreadsheet shows .5%…
Category Archives: Bank CDs
Oh no, I’ve become a Treasury market day-trader!
Real yields at 2% are too good to pass up. Or am I wrong? By David Enna, Tipswatch.com OK, it’s a silly headline. I am not really day-trading in the Treasury and fixed-income markets; I’ve only been buying and not … Continue reading
Posted in Bank CDs, Inflation, Investing in TIPS, Retirement, Treasury Bills
54 Comments
This week’s 5-year TIPS reopening could get the highest real yield in 14 years
By David Enna, Tipswatch.com The U.S. Treasury on Thursday will offer $19 billion in a reopening auction of CUSIP 91282CGW5, creating a 4-year, 10-month Treasury Inflation-Protected Security. This TIPS had its originating auction on April 20, 2023, when investors got … Continue reading
Posted in Bank CDs, I Bond, Inflation, Investing in TIPS, TreasuryDirect
66 Comments
‘The debt limit drama heats up,’ says Moody’s Analytics in new report
By David Enna, Tipswatch.com Here’s an update on my last article, “Looming debt crisis is already roiling Treasury bill market,” which discussed the disruptions rippling through the bond market as the U.S. nears a debt-limit crisis. Moody’s Analytics, a market … Continue reading
Posted in Bank CDs, Cash alternatives, Federal Reserve, Treasury Bills
46 Comments
Thoughts on this week’s 5-year TIPS auction: It’s complicated
By David Enna, Tipswatch.com The U.S. Treasury on Thursday will auction $21 billion of a new 5-year Treasury Inflation-Protected Security, CUSIP 91282CGW5. The coupon rate and real yield to maturity will be set by the auction results. For months, I … Continue reading
Posted in Bank CDs, Inflation, Investing in TIPS, TreasuryDirect
51 Comments
I Bond dilemma: Buy in April, buy in May, or don’t buy at all?
The I Bond’s fixed rate could rise to 0.6% or higher on May 1. Should you wait? Or look at alternatives? By David Enna, Tipswatch.com Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate … Continue reading
Today is the last day of the TD ID.me transition. It seemed important enough to mark with a post. Tomorrow,…