Category Archives: Bank CDs

Oh no, I’ve become a Treasury market day-trader!

Posted on August 27, 2023 by Tipswatch

Real yields at 2% are too good to pass up. Or am I wrong? By David Enna, Tipswatch.com OK, it’s a silly headline. I am not really day-trading in the Treasury and fixed-income markets; I’ve only been buying and not … Continue reading →

Posted in Bank CDs, Inflation, Investing in TIPS, Retirement, Treasury Bills | 54 Comments

This week’s 5-year TIPS reopening could get the highest real yield in 14 years

Posted on June 18, 2023 by Tipswatch

By David Enna, Tipswatch.com The U.S. Treasury on Thursday will offer $19 billion in a reopening auction of CUSIP 91282CGW5, creating a 4-year, 10-month Treasury Inflation-Protected Security. This TIPS had its originating auction on April 20, 2023, when investors got … Continue reading →

Posted in Bank CDs, I Bond, Inflation, Investing in TIPS, TreasuryDirect | 66 Comments

‘The debt limit drama heats up,’ says Moody’s Analytics in new report

Posted on April 26, 2023 by Tipswatch

By David Enna, Tipswatch.com Here’s an update on my last article, “Looming debt crisis is already roiling Treasury bill market,” which discussed the disruptions rippling through the bond market as the U.S. nears a debt-limit crisis. Moody’s Analytics, a market … Continue reading →

Posted in Bank CDs, Cash alternatives, Federal Reserve, Treasury Bills | 46 Comments

Thoughts on this week’s 5-year TIPS auction: It’s complicated

Posted on April 16, 2023 by Tipswatch

By David Enna, Tipswatch.com The U.S. Treasury on Thursday will auction $21 billion of a new 5-year Treasury Inflation-Protected Security, CUSIP 91282CGW5. The coupon rate and real yield to maturity will be set by the auction results. For months, I … Continue reading →

Posted in Bank CDs, Inflation, Investing in TIPS, TreasuryDirect | 51 Comments

I Bond dilemma: Buy in April, buy in May, or don’t buy at all?

Posted on April 14, 2023 by Tipswatch

The I Bond’s fixed rate could rise to 0.6% or higher on May 1. Should you wait? Or look at alternatives? By David Enna, Tipswatch.com Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate … Continue reading →