David's fixed rate predictions have been stellar. I hope "the variable rate would soar to 3.22%." That would give a…
Thom...and your point is? Why would you be looking to move funds to Ibonds if you like your quoted rates…
The photo you’re referring to is at this link (scroll down the page to see it) https://fiscaldata.treasury.gov/treasury-savings-bonds/
It also occurs to me, reflecting on the history of the savings bond program, that it has been paid the…
Category Archives: Cash alternatives
I Bond’s fixed rate is likely to hold at 0.90% at May 1 reset
By David Enna, Tipswatch.com I realize that the fixed rate of the U.S. Series I Savings Bond isn’t top of mind for many investors at the moment, given an active war in the Mideast, soaring gas prices, and sharp declines … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect
37 Comments
February inflation rose 0.3%, as expected. Is this our last ‘tame’ reading for awhile?
By David Enna, Tipswatch.com The February inflation report, just released by the Bureau of Labor Statistics, already feels like ancient news. The U.S. inflation picture has changed dramatically 11 days into March, with gas prices and other energy costs soaring … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Investing in TIPS
Tagged economics, economy, finance, inflation, investing, personal-finance, Treasury investments
20 Comments
I Bond buying guide for 2026: Wait it out
By David Enna, Tipswatch.com Last January, Series I Savings Bonds offered a fixed rate of 1.20% and had a lot of appeal. A year later, that fixed rate has fallen to 0.90%. Are I Bonds still relevant for investors seeking … Continue reading
The Savings Bond Calculator has a problem
Here is a guide to a workaround. By David Enna, Tipswatch.com It’s a new year and I am sure a lot of investors in Series I and EE Savings Bonds are using TreasuryDirect’s Savings Bond Calculator to determine year-end values … Continue reading
Posted in Cash alternatives, I Bond, Savings Bond, TreasuryDirect
Tagged investing, personal-finance, Treasury investments
36 Comments
The bond market isn’t buying the Fed’s rate cuts
By David Enna, Tipswatch.com As the Federal Reserve continues on a path toward lower short-term interest rates, the bond market isn’t tagging along. Instead, yields on medium- and longer-term Treasurys have been increasing, not falling. The Fed began its latest … Continue reading
Posted in Cash alternatives, Federal Reserve, Inflation, Investing in TIPS, Tariffs, Treasury Bills
Tagged economy, finance, inflation, interest-rates, investing
32 Comments
Treasury Inflation-Protected Securities 
I believe you asked 'what is your money earning now?' and I answered... I'm earning a lot more real yield…