I bonds purchased during that period have been a great investment but will unfortunately creat a huge federal tax bomb…
Hi David, I tried sending this question a week or so ago, but it may have gotten lost in the…
My last 2025 income investment was 50% in a 5 year TIPS and 50% in a 5 year CD yielding…
I might also mention EE bonds, which nobody talks about anymore. Had you bought EE bonds (up to a limit…
Category Archives: Cash alternatives
I Bond fixed rate projection just fell to 0.90%
Oct. 24 update: September inflation report sets I Bond variable rate at 3.12% By David Enna, Tipswatch.com It was inevitable that the trend of lower 5-year real yields would eventually push my I Bond fixed rate protection to 0.90%, down … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond, Social Security, Treasury Bills
Tagged investing, personal-finance, The Treasury
40 Comments
TreasuryDirect email is an omen of coming changes
Again, a prod to deliver gift-box savings bonds. Quickly. By David Enna, Tipswatch.com Savings Bond investors who are holding I Bonds in “gift-box” storage are getting emails from TreasuryDirect this week advising them to deliver the bonds to the intended … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect
84 Comments
I Bond rate reset: We’re heading toward chaos
Oct. 24 update: September inflation report sets I Bond variable rate at 3.12% Oct. 12 update: I Bond fixed rate projection just fell to 0.90% Oct. 10, 2025 update: The Trump administration has allowed the BLS to recall staff to prepare … Continue reading
When rates decline, I Bonds get more attractive
By David Enna, Tipswatch.com Last week, I noticed something very interesting: The real yield of the most recent 5-year TIPS fell on the secondary market at one point to 1.08% and closed the week at 1.10%. CUSIP 91282CNB3 had its … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond, Treasury Bills
Tagged Federal Reserve, Treasury investments
28 Comments
Forecast: I Bond’s fixed rate is likely to fall to 0.90%
By David Enna, Tipswatch.com In two months, probably on Halloween morning, the Treasury will announce a new fixed rate, inflation-adjusted variable rate and composite rate for U.S. Series I Savings Bonds purchased from November 2025 to April 2026. And I … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond
Tagged investing, personal-finance, Treasury investments
34 Comments
Treasury Inflation-Protected Securities 
I did respond to your question for the comment you posted in this article. My answer was: I am not…