Category Archives: Cash alternatives

When rates decline, I Bonds get more attractive

By David Enna, Tipswatch.com Last week, I noticed something very interesting: The real yield of the most recent 5-year TIPS fell on the secondary market at one point to 1.08% and closed the week at 1.10%. CUSIP 91282CNB3 had its … Continue reading

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond, Treasury Bills | Tagged , | 28 Comments

Forecast: I Bond’s fixed rate is likely to fall to 0.90%

By David Enna, Tipswatch.com In two months, probably on Halloween morning, the Treasury will announce a new fixed rate, inflation-adjusted variable rate and composite rate for U.S. Series I Savings Bonds purchased from November 2025 to April 2026. And I … Continue reading

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond | Tagged , , | 34 Comments

Vanguard backs off on raising its bond-trading minimum to $10,000

IMPORTANT NOTE: I wrote this article on Wednesday to be published Sunday while I am visiting family out of town. It appears that Vanguard has backed off on raising the bond minimum to $10,000, based on Boglehead discussions posted Saturday … Continue reading

Posted in Cash alternatives, Investing in TIPS, TreasuryDirect | Tagged , , | 26 Comments

Let’s offer praise for high interest rates

Do you agree? Probably not. But high interest rates benefit savers. By David Enna, Tipswatch.com Let’s step back in time, to 1965: I was 12 years old and folks from a nearby Savings and Loan came into my classroom to … Continue reading

Posted in Bank CDs, Cash alternatives, Federal Reserve, Inflation, Retirement, Treasury Bills | 36 Comments

The TIP ETF just hit a meaningless milestone

For some reason, the $110 net asset value is a marker for me. By David Enna, Tipswatch.com I have been writing about Treasury Inflation-Protected Securities for more than 14 years, and that is plenty of time to dream up “significant … Continue reading

Posted in Bank CDs, Cash alternatives, Federal Reserve, Inflation, Investing in TIPS | Tagged , , , , , , | 14 Comments