My wife, groggy from a trip to Africa, completed the process today. No major glitches. Now we both have ID.me…
In the spirit of Fred not wanting to allow deliberately deceptive statements to go unchallenged, I post to clarify some…
I just completed the process, which was stressful. I’m old school not using my iPad for my larger accounts, just…
I don't want to turn this into even more of a partisan debate, but I can't allow deliberately deceptive statements…
Category Archives: Cash alternatives
The Savings Bond Calculator has a problem
Here is a guide to a workaround. April 23, 2026 update: From what I can tell, TreasuryDirect has fixed this coding problem generated by the Savings Bond Calculator. It now seems to again be working as expected, with the saved … Continue reading
Posted in Cash alternatives, I Bond, Savings Bond, TreasuryDirect
Tagged investing, personal-finance, Treasury investments
38 Comments
The bond market isn’t buying the Fed’s rate cuts
By David Enna, Tipswatch.com As the Federal Reserve continues on a path toward lower short-term interest rates, the bond market isn’t tagging along. Instead, yields on medium- and longer-term Treasurys have been increasing, not falling. The Fed began its latest … Continue reading
Posted in Cash alternatives, Federal Reserve, Inflation, Investing in TIPS, Tariffs, Treasury Bills
Tagged economy, finance, inflation, interest-rates, investing
32 Comments
Treasury sets I Bond fixed rate at 0.9%, composite rate of 4.03%
By David Enna, Tipswatch.com There were no surprises in this morning’s announcement of the new fixed and composite rates for U.S. Series I Bonds purchased from November 2025 to April 2026. Treasury followed its past practices, setting the fixed rate … Continue reading
Posted in Cash alternatives, EE Bonds, I Bond, Inflation, TreasuryDirect
16 Comments
TreasuryDirect did something right, but I’m still confused
Maybe it’s just me? By David Enna, Tipswatch.com TreasuryDirect has posted an updated notice about the upcoming change in rates for U.S. Series I Bonds, and this time it almost nailed it. At times in the distant past, TreasuryDirect would … Continue reading
Posted in Cash alternatives, I Bond, Inflation, TreasuryDirect
Tagged investing, personal-finance
20 Comments
TreasuryDirect sends another clear message: Changes are coming
By David Enna, Tipswatch.com A helpful reader alerted me last week that TreasuryDirect was asking investors to clear out their Zero-Interest Certificates of Indebtedness (C of I) holdings. Based on the wording of the email, I’d call it a “warning,” … Continue reading
Posted in Cash alternatives, EE Bonds, I Bond, Savings Bond, Treasury Bills, TreasuryDirect
56 Comments
No need to talk down. Just shared an experience that hopefully can help others that don’t have a camera on…