[…] details are laid out in Tipswatch’s September 9 report on Treasury’s updated guidance, which reproduces the agency’s email and…
I did not have too much problem with Treasury Direct electronic iBonds when my mother passed in 2023. I was…
Exactly. It looked at the time like there might never be an opportunity to get a decent return on fixed…
Yes, holding off was wise. Locking in ultra low interest rates is almost never advisable. My (imperfect) spreadsheet shows .5%…
Category Archives: Cash alternatives
I Bond’s fixed rate is likely to hold at 0.90% at May 1 reset
By David Enna, Tipswatch.com I realize that the fixed rate of the U.S. Series I Savings Bond isn’t top of mind for many investors at the moment, given an active war in the Mideast, soaring gas prices, and sharp declines … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect
39 Comments
February inflation rose 0.3%, as expected. Is this our last ‘tame’ reading for awhile?
By David Enna, Tipswatch.com The February inflation report, just released by the Bureau of Labor Statistics, already feels like ancient news. The U.S. inflation picture has changed dramatically 11 days into March, with gas prices and other energy costs soaring … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Investing in TIPS
Tagged economics, economy, finance, inflation, investing, personal-finance, Treasury investments
20 Comments
I Bond buying guide for 2026: Wait it out
By David Enna, Tipswatch.com Last January, Series I Savings Bonds offered a fixed rate of 1.20% and had a lot of appeal. A year later, that fixed rate has fallen to 0.90%. Are I Bonds still relevant for investors seeking … Continue reading
The Savings Bond Calculator has a problem
Here is a guide to a workaround. April 23, 2026 update: From what I can tell, TreasuryDirect has fixed this coding problem generated by the Savings Bond Calculator. It now seems to again be working as expected, with the saved … Continue reading
Posted in Cash alternatives, I Bond, Savings Bond, TreasuryDirect
Tagged investing, personal-finance, Treasury investments
38 Comments
The bond market isn’t buying the Fed’s rate cuts
By David Enna, Tipswatch.com As the Federal Reserve continues on a path toward lower short-term interest rates, the bond market isn’t tagging along. Instead, yields on medium- and longer-term Treasurys have been increasing, not falling. The Fed began its latest … Continue reading
Posted in Cash alternatives, Federal Reserve, Inflation, Investing in TIPS, Tariffs, Treasury Bills
Tagged economy, finance, inflation, interest-rates, investing
32 Comments
Today is the last day of the TD ID.me transition. It seemed important enough to mark with a post. Tomorrow,…