Category Archives: Cash alternatives

I Bond gets a new fixed rate of 1.10%, composite rate of 3.98%

A predictable result in unpredictable times. By David Enna, Tipswatch.com The U.S. Treasury held to past practices today, setting the new fixed rate for the U.S. Series I Savings Bond at 1.10%, as expected, and the new composite rate at … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect | 43 Comments

Countdown to the I Bond’s rate reset

April 30 update: I Bond gets a new fixed rate of 1.10%, composite rate of 3.98% By David Enna, Tipswatch.com Sometime on Wednesday, April 30, the Treasury is likely to unveil its new fixed, inflation-adjusted and composite interest rates for the … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, TreasuryDirect | Tagged , , | 26 Comments

5-year TIPS auction presents a dilemma

You can find better real yields by stretching out the maturity date, just a bit. By David Enna, Tipswatch.com Important note, April 16: Treasury posted an amended announcement for this Thursday auction, moving up the closing times (probably because of … Continue reading

Posted in Bank CDs, Cash alternatives, I Bond, Inflation, Investing in TIPS, TreasuryDirect | Tagged , , | 56 Comments

Welcome to the I Bond ‘buying season’

Buy in April to lock in the 1.2% fixed rate? Or buy in May to start with a higher composite rate? April 30 update: I Bond gets a new fixed rate of 1.10%, composite rate of 3.98% By David Enna, Tipswatch.com … Continue reading

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Retirement, Savings Bond, Treasury Bills, TreasuryDirect | Tagged , , , , , | 56 Comments

I Bond’s variable rate will rise to 2.86% on May 1

March prices slipped into deflation, a bit of a surprise. By David Enna, Tipswatch.com April 30 update: I Bond gets a new fixed rate of 1.10%, composite rate of 3.98% The just-released March inflation report gives us something we desperately need: … Continue reading

Posted in Cash alternatives, Federal Reserve, Inflation, Retirement, Savings Bond, TreasuryDirect | 24 Comments