Category Archives: Cash alternatives

The U.S. T-bill market is feeling the debt pinch

A looming debt-limit crisis is causing yield anomalies. By David Enna, Tipswatch.com In looking over this week’s auctions of Treasury bills, I noticed something unusual, but also predictable: The looming debt-limit crisis is beginning to send tremors through the short-term … Continue reading

Posted in Cash alternatives, Federal Reserve, Treasury Bills, TreasuryDirect | Tagged , , , , , , | 16 Comments

What’s the composite rate for your I Bonds?

By David Enna, Tipswatch.com The Treasury just set the new composite rate for I Bonds purchased from May to October 2025: 3.98% for six months, based on a combination of a permanent fixed rate of 1.10% and an inflation-adjusted variable … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect | Tagged , , | 12 Comments

I Bond gets a new fixed rate of 1.10%, composite rate of 3.98%

A predictable result in unpredictable times. By David Enna, Tipswatch.com The U.S. Treasury held to past practices today, setting the new fixed rate for the U.S. Series I Savings Bond at 1.10%, as expected, and the new composite rate at … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect | 43 Comments

Countdown to the I Bond’s rate reset

April 30 update: I Bond gets a new fixed rate of 1.10%, composite rate of 3.98% By David Enna, Tipswatch.com Sometime on Wednesday, April 30, the Treasury is likely to unveil its new fixed, inflation-adjusted and composite interest rates for the … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, TreasuryDirect | Tagged , , | 26 Comments

5-year TIPS auction presents a dilemma

You can find better real yields by stretching out the maturity date, just a bit. By David Enna, Tipswatch.com Important note, April 16: Treasury posted an amended announcement for this Thursday auction, moving up the closing times (probably because of … Continue reading

Posted in Bank CDs, Cash alternatives, I Bond, Inflation, Investing in TIPS, TreasuryDirect | Tagged , , | 57 Comments