Thank you for your kind words, and for taking the time to check it out I should have mentioned, it…
Hi David, I’ve been thinking about how TIPS and I Bonds might perform in a stagflation environment. As far as…
“So there is a lot of time to ponder a purchase in May or October.” I think you meant to…
No one is suggesting hesitating until the year is over and its too late. The rates change twice a year.…
Category Archives: I Bond
September inflation sets I Bond’s new variable rate at 1.90%
Social Security COLA will be 2.5% for payments beginning in January. By David Enna, Tipswatch.com The September inflation report, just released by the U.S. Bureau of Labor Statistics, gives the final pieces of data to determine 1) the new variable … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, Social Security
Tagged Federal Reserve, finance, inflation, interest-rates, investing
22 Comments
Forecast: The next I Bond fixed rate should be 1.20%
But there is danger of an ‘outlier’ decision by the Treasury. By David Enna, Tipswatch.com It’s already Oct. 7 and we are closing in on Treasury’s November reset of the fixed and variable rates for U.S. Series I Savings Bonds. … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect
Tagged bonds, investing, Treasury investments
20 Comments
Real yields are sinking. What does this mean for Thursday’s 10-year TIPS reopening auction?
By David Enna, Tipswatch.com First off, let’s point out that the Federal Reserve has not yet lowered interest rates by a single basis point and, in fact, the federal funds rate has been stable since July 2023. But changes are … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect
Tagged investing, personal-finance, TIPS, Treasury investments
9 Comments
U.S. annual inflation in August fell to 2.5%, lowest since February 2021
By David Enna, Tipswatch.com U.S. annual inflation continued on a downward trend in August, falling from 2.9% in July to 2.5%, the lowest annual rate in 3 1/2 years. For the month, seasonally-adjusted inflation rose 0.2%, the Bureau of Labor … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Social Security
Tagged economy, inflation, investing, Treasury investments
23 Comments
Treasury is ending paper I Bonds as a tax refund
By David Enna, Tipswatch.com If you’ve been overpaying estimated taxes all through 2024 with the intention of purchasing paper U.S. Series I Savings Bonds in 2025 … it’s time for a new plan. Reporter Susan Tompor of the Detroit Free … Continue reading
Posted in Cash alternatives, I Bond, Investing in TIPS, Savings Bond, TreasuryDirect
Tagged bonds, investing, Treasury investments
29 Comments
Treasury Inflation-Protected Securities 
Real and nominal yields tend to move together, higher or lower. In the same direction, but not necessarily by the…