Category Archives: I Bond

Long-time I Bond investors face a tax time bomb

By David Enna, Tipswatch.com U.S. Series I Savings Bonds are a unique investment because all interest is rolled into principal until redemption, and in most cases, all the compounded earnings are tax deferred until the I Bond is redeemed or … Continue reading

Posted in I Bond, Investing in TIPS, Medicare, Retirement, Savings Bond, Taxes, TreasuryDirect | 111 Comments

TreasuryDirect 1099s: How to find tax forms, decipher them

By David Enna, Tipswatch.com One of the “interesting” challenges in dealing with the U.S. government’s TreasuryDirect website comes each January, when you might — or might not — need to go in search of federal tax forms. If you had … Continue reading

Posted in I Bond, Investing in TIPS, Taxes, Treasury Bills, TreasuryDirect | 21 Comments

Thursday’s 10-year TIPS auction: Is it a must buy?

By David Enna, Tipswatch.com Here’s a strange fact: Despite the surge higher in 10-year real yields over the last 16 months, no new-issue TIPS of this term has received a coupon rate of 1.50% or higher since July 2009. That’s … Continue reading

Posted in Federal Reserve, I Bond, Investing in TIPS, TreasuryDirect | 34 Comments

December inflation gets an upside surprise; annual rate rises to 3.4%

By David Enna, Tipswatch.com One hour after I was reading a Bloomberg report on inflation steadily easing in future months, the Bureau of Labor Statistics sent out a December surprise: Seasonally-adjusted inflation rose rose 0.3% for the month and 3.4% … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond | 23 Comments

I Bond buying guide for 2024: Be patient

By David Enna, Tipswatch.com Updated analysis … I Bond dilemma: Buy in April, in May, or not at all? If you are a longer-term investor looking for ultimate safety and protection from inflation, you are going to want to buy U.S. … Continue reading

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Retirement, Treasury Bills, TreasuryDirect | 115 Comments