Category Archives: Retirement

My schedule, and what’s coming next

Plus, a few other thoughts on a changing Treasury market. By David Enna, Tipswatch.com Long-time readers of this site know what that headline signals: I am on the move. Over the next 3+ weeks I will be traveling in Argentina … Continue reading

Posted in Federal Reserve, Inflation, Investing in TIPS, Medicare, Retirement, Social Security, Taxes | 18 Comments

The unique serenity of holding TIPS at TreasuryDirect

By David Enna, Tipswatch.com Want to find your happy place? Sometimes you have to go your own way. The consensus advice is to buy individual Treasury Inflation-Protected Securities in a tax-deferred account, most likely a traditional IRA. These bonds pay … Continue reading

Posted in Cash alternatives, Inflation, Investing in TIPS, Retirement, Taxes, TreasuryDirect | 36 Comments

Medicare costs for 2025, once again, are rising faster than inflation

Part B costs, deductibles and IRMAA surcharges will increase about 5.9% next year. By David Enna, Tipswatch.com Just a month ago, Social Security beneficiaries learned their benefits would rise by 2.5% starting in 2025, the lowest increase in four years. … Continue reading

Posted in Inflation, Medicare, Retirement | Tagged | 21 Comments

Now is a great time to build (or improve) a long-term TIPS ladder

By David Enna, Tipswatch.com Because of a remarkable confluence of events, including last week’s presidential election result, real and nominal yields for U.S. Treasurys have been rising dramatically, up 40 to 50 basis points since October 1. But this article … Continue reading

Posted in Cash alternatives, Federal Reserve, Inflation, Investing in TIPS, Retirement, TreasuryDirect | 76 Comments

Treasury sets I Bond’s fixed rate at 1.20%, composite rate falls to 3.11%

But … no clarification yet on delivery of gift-box purchases. By David Enna, Tipswatch.com The U.S. Treasury just announced a 1.20% fixed interest rate for the Series I Savings Bond, creating a new six-month composite rate of 3.11% for purchases … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect | 23 Comments