Category Archives: Retirement

I Bond gets a new fixed rate of 1.10%, composite rate of 3.98%

Posted on April 30, 2025 by Tipswatch

A predictable result in unpredictable times. By David Enna, Tipswatch.com The U.S. Treasury held to past practices today, setting the new fixed rate for the U.S. Series I Savings Bond at 1.10%, as expected, and the new composite rate at … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect | 43 Comments

Welcome to the I Bond ‘buying season’

Posted on April 11, 2025 by Tipswatch

Buy in April to lock in the 1.2% fixed rate? Or buy in May to start with a higher composite rate? April 30 update: I Bond gets a new fixed rate of 1.10%, composite rate of 3.98% By David Enna, Tipswatch.com … Continue reading →

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Retirement, Savings Bond, Treasury Bills, TreasuryDirect | Tagged , , , , , | 56 Comments

I Bond’s variable rate will rise to 2.86% on May 1

Posted on April 10, 2025 by Tipswatch

March prices slipped into deflation, a bit of a surprise. By David Enna, Tipswatch.com April 30 update: I Bond gets a new fixed rate of 1.10%, composite rate of 3.98% The just-released March inflation report gives us something we desperately need: … Continue reading →

Posted in Cash alternatives, Federal Reserve, Inflation, Retirement, Savings Bond, TreasuryDirect | 24 Comments

I Bond’s fixed rate could fall at May 1 reset. Or not.

Posted on March 9, 2025 by Tipswatch

5-year real yields are declining. What does it mean for TIPS and I Bonds? By David Enna, Tipswatch.com April 11, 2025, update: Welcome to the I Bond ‘buying season’ April 10, 2025, update: I Bond’s variable rate will rise to 2.86% … Continue reading →

Posted in I Bond, Inflation, Investing in TIPS, Retirement | Tagged , , , | 46 Comments

My schedule, and what’s coming next

Posted on February 9, 2025 by Tipswatch

Plus, a few other thoughts on a changing Treasury market. By David Enna, Tipswatch.com Long-time readers of this site know what that headline signals: I am on the move. Over the next 3+ weeks I will be traveling in Argentina … Continue reading →

Posted in Federal Reserve, Inflation, Investing in TIPS, Medicare, Retirement, Social Security, Taxes | 18 Comments