An analysis by The Wall Street Journal identified multiple instances of companies raising prices on items ranging from jeans to spices this…
Just keep in mind that redeeming those early-year I Bonds will trigger a surprising tax hit. You may want to…
30 years is a long time, certainly beyond my imagined life expectancy. My impression is most of the people who…
I wouldn’t use the January number to extrapolate a year because non seasonally adjusted inflation runs higher at the beginning…
Category Archives: Retirement
Now is a great time to build (or improve) a long-term TIPS ladder
By David Enna, Tipswatch.com Because of a remarkable confluence of events, including last week’s presidential election result, real and nominal yields for U.S. Treasurys have been rising dramatically, up 40 to 50 basis points since October 1. But this article … Continue reading
Treasury sets I Bond’s fixed rate at 1.20%, composite rate falls to 3.11%
But … no clarification yet on delivery of gift-box purchases. By David Enna, Tipswatch.com The U.S. Treasury just announced a 1.20% fixed interest rate for the Series I Savings Bond, creating a new six-month composite rate of 3.11% for purchases … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect
23 Comments
Print journalism: For me, it’s the end to an era
Newspaper companies once had a near-monopoly on local advertising. But the best businesses have to keep adapting. By David Enna, Tipswatch.com Today, after 38 1/2 continuous years, I let my subscription to the printed Charlotte Observer expire. I hoped to … Continue reading
Considering an I Bond rollover? Do it the right way.
For some investors, cashing in low-fixed-rate I Bonds makes sense, combined with the gift-box strategy to add to holdings in October. By David Enna, Tipswatch.com We are just a month and a few days away from the November 1 rate … Continue reading
Posted in Cash alternatives, Inflation, Retirement, Savings Bond, Taxes, TreasuryDirect
Tagged inflation, investing, personal-finance
41 Comments
Investing for safety: The era of 5% yields is ending
By David Enna, Tipswatch.com We knew this day would come, after enjoying 5% nominal yields on very safe investments for more than a year. But that era ended Wednesday when the Federal Reserve cut its federal funds rate by 50 … Continue reading
Treasury Inflation-Protected Securities 
Looks like another good opportunity to build on the bond ladder portion of a portfolio for the middle-aged and trust…