Category Archives: Retirement

I Bond’s fixed rate could fall at May 1 reset. Or not.

Posted on March 9, 2025 by Tipswatch

5-year real yields are declining. What does it mean for TIPS and I Bonds? By David Enna, Tipswatch.com April 11, 2025, update: Welcome to the I Bond ‘buying season’ April 10, 2025, update: I Bond’s variable rate will rise to 2.86% … Continue reading →

Posted in I Bond, Inflation, Investing in TIPS, Retirement | Tagged , , , | 46 Comments

My schedule, and what’s coming next

Posted on February 9, 2025 by Tipswatch

Plus, a few other thoughts on a changing Treasury market. By David Enna, Tipswatch.com Long-time readers of this site know what that headline signals: I am on the move. Over the next 3+ weeks I will be traveling in Argentina … Continue reading →

Posted in Federal Reserve, Inflation, Investing in TIPS, Medicare, Retirement, Social Security, Taxes | 18 Comments

The unique serenity of holding TIPS at TreasuryDirect

Posted on February 2, 2025 by Tipswatch

By David Enna, Tipswatch.com Want to find your happy place? Sometimes you have to go your own way. The consensus advice is to buy individual Treasury Inflation-Protected Securities in a tax-deferred account, most likely a traditional IRA. These bonds pay … Continue reading →

Posted in Cash alternatives, Inflation, Investing in TIPS, Retirement, Taxes, TreasuryDirect | 36 Comments

Medicare costs for 2025, once again, are rising faster than inflation

Posted on November 15, 2024 by Tipswatch

Part B costs, deductibles and IRMAA surcharges will increase about 5.9% next year. By David Enna, Tipswatch.com Just a month ago, Social Security beneficiaries learned their benefits would rise by 2.5% starting in 2025, the lowest increase in four years. … Continue reading →

Posted in Inflation, Medicare, Retirement | Tagged | 21 Comments

Now is a great time to build (or improve) a long-term TIPS ladder

Posted on November 10, 2024 by Tipswatch

By David Enna, Tipswatch.com Because of a remarkable confluence of events, including last week’s presidential election result, real and nominal yields for U.S. Treasurys have been rising dramatically, up 40 to 50 basis points since October 1. But this article … Continue reading →

Posted in Cash alternatives, Federal Reserve, Inflation, Investing in TIPS, Retirement, TreasuryDirect | 76 Comments