Category Archives: Savings Bond

U.S. inflation increased 0.2% in April, as annual rate falls to a 4-year low

This is positive news, but uncertainties remain. By David Enna, Tipswatch.com I am writing this on a sunny Tuesday afternoon in Stockholm, Sweden, so I plan to be brief, to the point, and then get on to exploring this beautiful … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, Tariffs | Tagged , , , , , | 10 Comments

What’s the composite rate for your I Bonds?

By David Enna, Tipswatch.com The Treasury just set the new composite rate for I Bonds purchased from May to October 2025: 3.98% for six months, based on a combination of a permanent fixed rate of 1.10% and an inflation-adjusted variable … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect | Tagged , , | 12 Comments

I Bond gets a new fixed rate of 1.10%, composite rate of 3.98%

A predictable result in unpredictable times. By David Enna, Tipswatch.com The U.S. Treasury held to past practices today, setting the new fixed rate for the U.S. Series I Savings Bond at 1.10%, as expected, and the new composite rate at … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect | 43 Comments

Welcome to the I Bond ‘buying season’

Buy in April to lock in the 1.2% fixed rate? Or buy in May to start with a higher composite rate? April 30 update: I Bond gets a new fixed rate of 1.10%, composite rate of 3.98% By David Enna, Tipswatch.com … Continue reading

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Retirement, Savings Bond, Treasury Bills, TreasuryDirect | Tagged , , , , , | 56 Comments

I Bond’s variable rate will rise to 2.86% on May 1

March prices slipped into deflation, a bit of a surprise. By David Enna, Tipswatch.com April 30 update: I Bond gets a new fixed rate of 1.10%, composite rate of 3.98% The just-released March inflation report gives us something we desperately need: … Continue reading

Posted in Cash alternatives, Federal Reserve, Inflation, Retirement, Savings Bond, TreasuryDirect | 24 Comments