No one is suggesting hesitating until the year is over and its too late. The rates change twice a year.…
I meant regarding 'wait it out' on I-bonds... but to me, TIP bonds right now are a horse of a…
To me, it seems that David is correct on the 'wait it out' idea from what I've been reading regarding…
It works and offers more information than you'd find on Bloomberg's Current Yields page. (I have a watchlist at Bloomberg…
Category Archives: Savings Bond
What’s the composite rate for your I Bonds?
By David Enna, Tipswatch.com The Treasury just set the new composite rate for I Bonds purchased from May to October 2025: 3.98% for six months, based on a combination of a permanent fixed rate of 1.10% and an inflation-adjusted variable … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect
Tagged finance, investing, Treasury investments
12 Comments
I Bond gets a new fixed rate of 1.10%, composite rate of 3.98%
A predictable result in unpredictable times. By David Enna, Tipswatch.com The U.S. Treasury held to past practices today, setting the new fixed rate for the U.S. Series I Savings Bond at 1.10%, as expected, and the new composite rate at … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect
43 Comments
Welcome to the I Bond ‘buying season’
Buy in April to lock in the 1.2% fixed rate? Or buy in May to start with a higher composite rate? April 30 update: I Bond gets a new fixed rate of 1.10%, composite rate of 3.98% By David Enna, Tipswatch.com … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Retirement, Savings Bond, Treasury Bills, TreasuryDirect
Tagged economy, finance, inflation, investing, personal-finance, The Treasury
56 Comments
I Bond’s variable rate will rise to 2.86% on May 1
March prices slipped into deflation, a bit of a surprise. By David Enna, Tipswatch.com April 30 update: I Bond gets a new fixed rate of 1.10%, composite rate of 3.98% The just-released March inflation report gives us something we desperately need: … Continue reading
My I Bond fixed-rate projection just fell to 1.10%
The benchmark 5-year real yield continues to fall. By David Enna, Tipswatch.com April 11, 2025, update: Welcome to the I Bond ‘buying season’ April 10, 2025, update: I Bond’s variable rate will rise to 2.86% on May 1 Amid all this week’s … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect
Tagged economy, finance, inflation, investing, personal-finance, The Treasury
25 Comments
Treasury Inflation-Protected Securities 
“So there is a lot of time to ponder a purchase in May or October.” I think you meant to…