That's a sensible idea, especially if you fear the chance of prolonged deflation. I tend to use nominals for investments…
As a hedge, and as other TIPS experts have suggested, do you think it might be prudent do a 50/50…
David, thanks so much for the preview. I've been looking at the inflation breakeven rate all week and have been…
My omission--Thank you!
Category Archives: Savings Bond
Forecast: I Bond’s fixed rate is likely to fall to 0.90%
By David Enna, Tipswatch.com In two months, probably on Halloween morning, the Treasury will announce a new fixed rate, inflation-adjusted variable rate and composite rate for U.S. Series I Savings Bonds purchased from November 2025 to April 2026. And I … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond
Tagged investing, personal-finance, Treasury investments
34 Comments
TIPS investors face a ‘sky is falling’ moment
Can U.S. economic data be trusted? By David Enna, Tipswatch.com Bloomberg carried an article last week with a stunning headline: “Distrust In US Inflation Data Threatens $2 Trillion Market.” The premise was that the $2 trillion market in Treasury Inflation-Protected … Continue reading
Posted in Inflation, Investing in TIPS, Savings Bond
Tagged BLS, investing, personal-finance, Treasury investments
56 Comments
U.S. inflation increased 0.2% in April, as annual rate falls to a 4-year low
This is positive news, but uncertainties remain. By David Enna, Tipswatch.com I am writing this on a sunny Tuesday afternoon in Stockholm, Sweden, so I plan to be brief, to the point, and then get on to exploring this beautiful … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, Tariffs
Tagged economics, economy, finance, inflation, investing, personal-finance
10 Comments
What’s the composite rate for your I Bonds?
By David Enna, Tipswatch.com The Treasury just set the new composite rate for I Bonds purchased from May to October 2025: 3.98% for six months, based on a combination of a permanent fixed rate of 1.10% and an inflation-adjusted variable … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect
Tagged finance, investing, Treasury investments
12 Comments
I Bond gets a new fixed rate of 1.10%, composite rate of 3.98%
A predictable result in unpredictable times. By David Enna, Tipswatch.com The U.S. Treasury held to past practices today, setting the new fixed rate for the U.S. Series I Savings Bond at 1.10%, as expected, and the new composite rate at … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect
43 Comments
Treasury Inflation-Protected Securities 
It is true that I could have redeemed it when the rate was 1.9%, and maybe could have earned more…