Ironically, when you redeem a paper Series EE bond, even though it was originally purchased from the Treasury, it is…
Wow what a pain. I haven't yet started to redeem these things but I'll hope my accountant can sort it…
Another pain in the but feature of TD. I found some old 1099s in there, not significant money from years…
I'd believe paying any tax due while tax rates are low now is more efficient than paying an unknown rate…
Category Archives: Treasury Bills
I Bond buying guide for 2026: Wait it out
By David Enna, Tipswatch.com Last January, Series I Savings Bonds offered a fixed rate of 1.20% and had a lot of appeal. A year later, that fixed rate has fallen to 0.90%. Are I Bonds still relevant for investors seeking … Continue reading
The bond market isn’t buying the Fed’s rate cuts
By David Enna, Tipswatch.com As the Federal Reserve continues on a path toward lower short-term interest rates, the bond market isn’t tagging along. Instead, yields on medium- and longer-term Treasurys have been increasing, not falling. The Fed began its latest … Continue reading
Posted in Cash alternatives, Federal Reserve, Inflation, Investing in TIPS, Tariffs, Treasury Bills
Tagged economy, finance, inflation, interest-rates, investing
32 Comments
‘Bond King’ has a dire view of long-term Treasurys
Gundlach: ‘Treasurys look vulnerable to me’ By David Enna, Tipswatch.com A few years ago, I was working in the kitchen and listening to CNBC in the background. A guest came on and talked, talked, talked about debt investments and risks. … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Treasury Bills
Tagged personal-finance, Treasury investments
57 Comments
TreasuryDirect sends another clear message: Changes are coming
By David Enna, Tipswatch.com A helpful reader alerted me last week that TreasuryDirect was asking investors to clear out their Zero-Interest Certificates of Indebtedness (C of I) holdings. Based on the wording of the email, I’d call it a “warning,” … Continue reading
Posted in Cash alternatives, EE Bonds, I Bond, Savings Bond, Treasury Bills, TreasuryDirect
54 Comments
September inflation report sets I Bond variable rate at 3.12%; Social Security COLA will be 2.8%
By David Enna, Tipswatch.com Welcome to the most important (and most delayed) inflation report of the year: For September, seasonally adjusted U.S. inflation increased 0.3% and the annual rate ticked up from 2.9% to 3.0%, the beleaguered Bureau of Labor … Continue reading
Treasury Inflation-Protected Securities 
As of December 2025 I confirmed the I bond gift box plus 5-day delivery (more like 7-8 business days form…