I always tell Gemini to "show your work" every time I have it make a calculation. I still think Gemini…
The 'No' answer to the first (general) question heavily relies on a technicality. - Can this site be run solely…
Thank you so very much. I understand your disclaimers. The information was very helpful to us. We have recently had…
In a professional setting in an estate planning law firm, the boss specifically told everyone to Never rely on AI…
Category Archives: Treasury Bills
I Bond fixed rate projection just fell to 0.90%
Oct. 24 update: September inflation report sets I Bond variable rate at 3.12% By David Enna, Tipswatch.com It was inevitable that the trend of lower 5-year real yields would eventually push my I Bond fixed rate protection to 0.90%, down … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond, Social Security, Treasury Bills
Tagged investing, personal-finance, The Treasury
40 Comments
U.S. government shutdown: What does it mean?
By David Enna, Tipswatch.com The U.S. government is highly likely to shut down on Wednesday, with the beginning of a new fiscal year. This is political theater, and the real danger is that the leading actors are both Republicans and … Continue reading
Posted in Federal Reserve, Medicare, Retirement, Social Security, Treasury Bills
23 Comments
When rates decline, I Bonds get more attractive
By David Enna, Tipswatch.com Last week, I noticed something very interesting: The real yield of the most recent 5-year TIPS fell on the secondary market at one point to 1.08% and closed the week at 1.10%. CUSIP 91282CNB3 had its … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond, Treasury Bills
Tagged Federal Reserve, Treasury investments
28 Comments
An inflation surge could be coming in early 2026
What will be the effect of ‘big beautiful’ tax refund checks? By David Enna, Tipswatch.com Last week I read a report by David Kelly, chief global strategist at JPMorgan Asset Management, that mirrored some of my concerns that sizable federal … Continue reading
Treasury reaffirms its commitment to TIPS
By David Enna, Tipswatch.com For quite awhile, when I am writing about originating auctions for 5- and 10-year Treasury Inflation-Protected Securities, I note “this new auction is the largest in history for this term.” It has been happening every year … Continue reading
Posted in Inflation, Investing in TIPS, Treasury Bills
Tagged bonds, investing, personal-finance, Treasury investments
31 Comments
Treasury Inflation-Protected Securities 
The AI response neglected to mention the tax implications of holding a 30 year TIPS in a taxable account compared…