Category Archives: TreasuryDirect

I Bond gets a new fixed rate of 1.10%, composite rate of 3.98%

Posted on April 30, 2025 by Tipswatch

A predictable result in unpredictable times. By David Enna, Tipswatch.com The U.S. Treasury held to past practices today, setting the new fixed rate for the U.S. Series I Savings Bond at 1.10%, as expected, and the new composite rate at … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect | 43 Comments

Countdown to the I Bond’s rate reset

Posted on April 27, 2025 by Tipswatch

April 30 update: I Bond gets a new fixed rate of 1.10%, composite rate of 3.98% By David Enna, Tipswatch.com Sometime on Wednesday, April 30, the Treasury is likely to unveil its new fixed, inflation-adjusted and composite interest rates for the … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, TreasuryDirect | Tagged investing, personal-finance, Treasury investments | 26 Comments

5-year TIPS auction gets real yield of 1.702% to apparently weak demand

Posted on April 17, 2025 by Tipswatch

By David Enna, Tipswatch.com The Treasury’s auction of a new 5-year TIPS, CUSIP 91282CNB3, was a hard one to predict. Real yields have been sliding all over the place in the last week. You might have seen real yield predictions … Continue reading →

Posted in Federal Reserve, Inflation, Investing in TIPS, TreasuryDirect | Tagged economy, finance, inflation, investing, personal-finance | 21 Comments

5-year TIPS auction presents a dilemma

Posted on April 13, 2025 by Tipswatch

You can find better real yields by stretching out the maturity date, just a bit. By David Enna, Tipswatch.com Important note, April 16: Treasury posted an amended announcement for this Thursday auction, moving up the closing times (probably because of … Continue reading →

Posted in Bank CDs, Cash alternatives, I Bond, Inflation, Investing in TIPS, TreasuryDirect | Tagged investing, personal-finance, Treasury investments | 57 Comments

Welcome to the I Bond ‘buying season’

Posted on April 11, 2025 by Tipswatch

Buy in April to lock in the 1.2% fixed rate? Or buy in May to start with a higher composite rate? April 30 update: I Bond gets a new fixed rate of 1.10%, composite rate of 3.98% By David Enna, Tipswatch.com … Continue reading →