Category Archives: TreasuryDirect

Rise in real yields (once again) makes 5-year TIPS auction look attractive

Posted on December 15, 2024 by Tipswatch

By David Enna, Tipswatch.com Update, Thursday 1:35 p.m. ET: Weak demand results in real yield of 2.121% for 5-year TIPS reopening auction Update, Wednesday 5:17 pm ET: The Federal Reserve’s mixed messaging on inflation (expected to be a bit higher next … Continue reading →

Posted in Bank CDs, Inflation, Investing in TIPS, TreasuryDirect | Tagged bonds, inflation, investing, personal-finance, Treasury investments | 28 Comments

Treasury is ending its Payroll Savings Plan for purchasing savings bonds

Posted on December 13, 2024 by Tipswatch

By David Enna, Tipswatch.com I was alerted by a reader yesterday about an email sent from TreasuryDirect informing him that it is “discontinuing the ability” to fund savings bond purchases through payroll deductions. Of course, the Treasury didn’t make this … Continue reading →

Posted in Cash alternatives, EE Bonds, I Bond, Investing in TIPS, TreasuryDirect | Tagged Treasury investments | 14 Comments

Thursday’s 10-year TIPS auction will benefit from surge in real yields

Posted on November 17, 2024 by Tipswatch

By David Enna, Tipswatch.com Reality is beginning to settle in on the U.S. bond market. Even as the Federal Reserve continues to cut short-term interest rates, longer-term yields have been rising in recent weeks as the market: As a result, … Continue reading →

Posted in Federal Reserve, Inflation, Investing in TIPS, TreasuryDirect | 13 Comments

Now is a great time to build (or improve) a long-term TIPS ladder

Posted on November 10, 2024 by Tipswatch

By David Enna, Tipswatch.com Because of a remarkable confluence of events, including last week’s presidential election result, real and nominal yields for U.S. Treasurys have been rising dramatically, up 40 to 50 basis points since October 1. But this article … Continue reading →

Posted in Cash alternatives, Federal Reserve, Inflation, Investing in TIPS, Retirement, TreasuryDirect | 76 Comments

Treasury sets I Bond’s fixed rate at 1.20%, composite rate falls to 3.11%

Posted on October 31, 2024 by Tipswatch

But … no clarification yet on delivery of gift-box purchases. By David Enna, Tipswatch.com The U.S. Treasury just announced a 1.20% fixed interest rate for the Series I Savings Bond, creating a new six-month composite rate of 3.11% for purchases … Continue reading →