Tag Archives: investing

Forecast: The next I Bond fixed rate should be 1.20%

But there is danger of an ‘outlier’ decision by the Treasury. By David Enna, Tipswatch.com It’s already Oct. 7 and we are closing in on Treasury’s November reset of the fixed and variable rates for U.S. Series I Savings Bonds. … Continue reading

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | Tagged , , | 20 Comments

Considering an I Bond rollover? Do it the right way.

For some investors, cashing in low-fixed-rate I Bonds makes sense, combined with the gift-box strategy to add to holdings in October. By David Enna, Tipswatch.com We are just a month and a few days away from the November 1 rate … Continue reading

Posted in Cash alternatives, Inflation, Retirement, Savings Bond, Taxes, TreasuryDirect | Tagged , , | 41 Comments

10-year TIPS reopening auction gets a real yield of 1.592%

By David Enna, Tipswatch.com Too often, the bond market tricks you. It happened again Thursday in the wake of Wednesday’s “sort-of surprise” action by the Federal Reserve to cut short-term interest rates by 50 basis points. The initial (and expected) … Continue reading

Posted in Federal Reserve, Inflation, Investing in TIPS, TreasuryDirect | Tagged , , , , | 4 Comments

Real yields are sinking. What does this mean for Thursday’s 10-year TIPS reopening auction?

By David Enna, Tipswatch.com First off, let’s point out that the Federal Reserve has not yet lowered interest rates by a single basis point and, in fact, the federal funds rate has been stable since July 2023. But changes are … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | Tagged , , , | 9 Comments

U.S. annual inflation in August fell to 2.5%, lowest since February 2021

By David Enna, Tipswatch.com U.S. annual inflation continued on a downward trend in August, falling from 2.9% in July to 2.5%, the lowest annual rate in 3 1/2 years. For the month, seasonally-adjusted inflation rose 0.2%, the Bureau of Labor … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Social Security | Tagged , , , | 23 Comments