I am definitely not a fan of purchasing TIPS with negative real yields. My goal is to get a safe…
I Bonds would definitely outperform inflation in an era of severe deflation. But the fixed rate would get wiped out,…
I-bonds would surely shine were the economy to collapse and a deflationary crisis hit.
I purchased the April 2026 TIPS at a very different time, sometime in 2024. The real yield to maturity was…
Tag Archives: personal-finance
TreasuryDirect is sending out a survey on the savings bond gift-box. Here are the details.
By David Enna, Tipswatch.com As I have noted many times in recent months, I believe there are changes coming in TreasuryDirect’s “gift box” program, which creates a loophole for buying I Bonds beyond the $10,000 per person annual limit for … Continue reading
Posted in Cash alternatives, EE Bonds, I Bond, TreasuryDirect
Tagged bonds, economy, finance, gifts, investing, personal-finance, Treasury investments
35 Comments
A great mystery: I Bond buying guide for 2025
By David Enna, Tipswatch.com April 11, 2025, update: Welcome to the I Bond ‘buying season’ April 10, 2025, update: I Bond’s variable rate will rise to 2.86% on May 1 Update, Jan 31, 2025: I noted in this article that I was … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect
Tagged inflation, investing, personal-finance, TIPS, Treasury investments
55 Comments
2024: An inflation-watcher’s year in review
By David Enna, Tipswatch.com This year 2024 brought many surprises. For example: The year 2025 is bringing uncertainty. I would not be surprised to see a fairly large sell-off in stock prices early in the year, with investors eager to … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, Treasury Bills, TreasuryDirect
Tagged economy, finance, inflation, interest-rates, investing, personal-finance
33 Comments
Could the 10-year Treasury yield hit 6% in 2025?
It is a possibility, says a T.Rowe Price analyst. We haven’t seen that level in 25 years. By David Enna, Tipswatch.com The chief investment officer at T.Rowe Price is making a bold prediction: Yields on the 10-year Treasury note could … Continue reading
Posted in Federal Reserve, Inflation, Investing in TIPS, Treasury Bills
Tagged economy, finance, interest-rates, personal-finance, Treasury investments
32 Comments
Weak demand results in real yield of 2.121% for 5-year TIPS reopening auction
By David Enna, Tipswatch.com The U.S. stock and bond markets were sent into turmoil Wednesday by confusing messaging from the Federal Reserve on future inflation and interest rates. As a result, the stock market plummeted and Treasury yields surged higher. … Continue reading
Posted in Federal Reserve, Inflation, Investing in TIPS
Tagged bonds, inflation, investing, personal-finance
18 Comments
Treasury Inflation-Protected Securities 
Thanks for the detailed explanation. I believe you are saying the "breakeven inflation rate" should reflect the inflation expectation rather…