As an experiment, I wrote this article as an exclusive for the SeekingAlpha.com Website, so I can’t repeat it in full here. But I can say that this is my advice: Don’t buy I Bonds in January. I’d suggest waiting at least until mid-April.
- Rates could rise before the Treasury’s next fixed-rate reset on May 1.
- Threat of deflation could bring a 0.0% return for six months.
- Wait at least until mid-April to buy, or possibly before or right after the Nov. 1 reset.