Breaking News: U.S. Treasury Holds I Bond’s Fixed Rate At 0.0%


  • I Bonds purchased from May to October 2017 will earn a composite rate of 1.96% for six months.
  • If you haven’t bought I Bonds in 2017, I suggest waiting until October.
  • Terms for EE Bonds didn’t change – their value still doubles after 20 years, making them a very competitive investment for the right buyer.

Read my full analysis at


About Tipswatch

Author of blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.
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2 Responses to Breaking News: U.S. Treasury Holds I Bond’s Fixed Rate At 0.0%

  1. Ed says:

    For a person who buys the 10K limit I-Bonds every CY, for sure, a way to think about the three timing choices for the fixed rate:
    EARLY January thru April
    MIDDLE May thru October
    LATE November thru December

    • tipswatch says:

      It might even come down to:
      Early: January or April
      Middle: May or October
      Late: November

      In each of those months you get information that helps guide a decision. And in November, if you haven’t bought before then, you pull the trigger because you want the 10,000 limit.

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