Author Archives: Tipswatch

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About Tipswatch

Author of Tipswatch.com blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.

Treasury holds I Bond’s fixed rate at 0.0%; composite rate rises to 9.62% for six months

Posted on May 2, 2022 by Tipswatch

By David Enna, Tipswatch.com EE Bonds will have a fixed rate of 0.1%, but continue doubling in value after 20 years, creating an effective interest rate of 3.5% The U.S. Treasury just announced the May to October 2022 terms for … Continue reading →

Posted in I Bond, Inflation, Savings Bond | 21 Comments

Video: A financial adviser/tax specialist explains I Bonds

Posted on April 28, 2022 by Tipswatch

Your financial adviser should know about I Bonds and be willing to explain their obvious benefits and potential pitfalls. Tipswatch.com I consider U.S. Series I Savings Bonds to be among the simplest of all investments. They are savings bonds, after … Continue reading →

Posted in Investing in TIPS | 6 Comments

Let’s handicap the I Bond’s fixed-rate equation

Posted on April 24, 2022 by Tipswatch

May 2, 2022 update: Treasury holds I Bond’s fixed rate at 0.0%; composite rate soars to 9.62%. By David Enna, Tipswatch.com Back in December 2021, I wrote an article contending there was a “slim chance” that the fixed rate for … Continue reading →

Posted in I Bond, Investing in TIPS, Savings Bond | 11 Comments

New 5-year TIPS auctions with real yield of -0.340%, highest in two years

Posted on April 21, 2022 by Tipswatch

Inflation breakeven rate soars to 3.34%, probably an all-time high for any TIPS of any term. By David Enna, Tipswatch.com The Treasury’s offering today of $20 billion in a new 5-year Treasury Inflation-Protected Security generated a real yield to maturity … Continue reading →

Posted in Investing in TIPS | 8 Comments

A 5-year TIPS matured April 15. How did it do as an investment?

Posted on April 18, 2022 by Tipswatch

Despite its negative real yield at auction, this TIPS performed very well. By David Enna, Tipswatch.com On April 15, 2022, a 5-year TIPS — CUSIP 912828X39 — matured. It was first auctioned on April 20, 2017, with a real yield … Continue reading →

Posted in Investing in TIPS | 10 Comments