Category Archives: Cash alternatives

I Bond dilemma: Buy in April, in May, or not at all?

Posted on April 14, 2024 by Tipswatch

By David Enna, Tipswatch.com With Wednesday’s release of the March inflation report, the buying equation for U.S. Series I Savings Bonds became a bit clearer. We now know the I Bond’s variable rate will fall from the current 3.94% to … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect | 67 Comments

March inflation sets I Bond’s new variable rate at 2.96%

Posted on April 10, 2024 by Tipswatch

Inflation again rose higher than expected in March, probably putting Fed rate cuts on hold. By David Enna, Tipswatch.com Updated analysis … I Bond dilemma: Buy in April, in May, or not at all? Non-seasonally adjusted inflation rose 0.65% in March, … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Savings Bond | 34 Comments

Interested in swapping out 0.0% fixed-rate I Bonds? Here’s a guide.

Posted on March 31, 2024 by Tipswatch

By David Enna, Tipswatch.com A logical strategy for some I Bond investors is to act now to redeem I Bonds with a fixed rate of 0.0% (and a current composite rate no higher than 3.94%) and use that money to … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, Taxes, TreasuryDirect | 51 Comments

Attention investors: Is it time to rebalance?

Posted on March 10, 2024 by Tipswatch

By David Enna, Tipswatch.com While returning home from New Zealand a few days ago, I got into an airport conversation with a traveling friend. I mentioned I had a lot of things to do once I got home (about 30 … Continue reading →

Posted in Cash alternatives, I Bond, Retirement, Taxes | Tagged , | 57 Comments

Let’s check in on the I Bond’s next fixed rate

Posted on February 26, 2024 by Tipswatch

By David Enna, Tipswatch.com Earlier this year, I think most I Bond investors were assuming that the I Bond’s next fixed rate would end up being lower than the current 1.30%, the highest fixed rate since November 2006. But things … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, TreasuryDirect | 15 Comments