Old menus are such a good reality check. It is easy to forget how much prices have moved until you…
This is a great, generous plan. They can also use the I Bond proceeds for education, tax free, if they…
Today is the last day of the TD ID.me transition. It seemed important enough to mark with a post. Tomorrow,…
[…] details are laid out in Tipswatch’s September 9 report on Treasury’s updated guidance, which reproduces the agency’s email and…
Category Archives: Cash alternatives
The one key rule for using TreasuryDirect …
By David Enna, Tipswatch.com TreasuryDirect gets a lot of bad press, mostly deserved, for presenting a clunky website with a bureaucratic mess of rules and usually lousy customer service. I’ve been using TreasuryDirect services for at least 32 years, even … Continue reading
September inflation sets I Bond’s new variable rate at 1.90%
Social Security COLA will be 2.5% for payments beginning in January. By David Enna, Tipswatch.com The September inflation report, just released by the U.S. Bureau of Labor Statistics, gives the final pieces of data to determine 1) the new variable … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, Social Security
Tagged Federal Reserve, finance, inflation, interest-rates, investing
22 Comments
Forecast: The next I Bond fixed rate should be 1.20%
But there is danger of an ‘outlier’ decision by the Treasury. By David Enna, Tipswatch.com It’s already Oct. 7 and we are closing in on Treasury’s November reset of the fixed and variable rates for U.S. Series I Savings Bonds. … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect
Tagged bonds, investing, Treasury investments
20 Comments
Considering an I Bond rollover? Do it the right way.
For some investors, cashing in low-fixed-rate I Bonds makes sense, combined with the gift-box strategy to add to holdings in October. By David Enna, Tipswatch.com We are just a month and a few days away from the November 1 rate … Continue reading
Posted in Cash alternatives, Inflation, Retirement, Savings Bond, Taxes, TreasuryDirect
Tagged inflation, investing, personal-finance
41 Comments
Investing for safety: The era of 5% yields is ending
By David Enna, Tipswatch.com We knew this day would come, after enjoying 5% nominal yields on very safe investments for more than a year. But that era ended Wednesday when the Federal Reserve cut its federal funds rate by 50 … Continue reading
Back when Peter Lynch was a media star (prior to the introduction of both TIPs and I-bonds) he wrote a…