My wife and I tried to establish ID.me accounts. In both cases we got "can't verify telephone number" - the…
No need to talk down. Just shared an experience that hopefully can help others that don’t have a camera on…
My wife, groggy from a trip to Africa, completed the process today. No major glitches. Now we both have ID.me…
In the spirit of Fred not wanting to allow deliberately deceptive statements to go unchallenged, I post to clarify some…
Category Archives: Cash alternatives
Considering an I Bond rollover? Do it the right way.
For some investors, cashing in low-fixed-rate I Bonds makes sense, combined with the gift-box strategy to add to holdings in October. By David Enna, Tipswatch.com We are just a month and a few days away from the November 1 rate … Continue reading
Posted in Cash alternatives, Inflation, Retirement, Savings Bond, Taxes, TreasuryDirect
Tagged inflation, investing, personal-finance
41 Comments
Investing for safety: The era of 5% yields is ending
By David Enna, Tipswatch.com We knew this day would come, after enjoying 5% nominal yields on very safe investments for more than a year. But that era ended Wednesday when the Federal Reserve cut its federal funds rate by 50 … Continue reading
Treasury is ending paper I Bonds as a tax refund
By David Enna, Tipswatch.com If you’ve been overpaying estimated taxes all through 2024 with the intention of purchasing paper U.S. Series I Savings Bonds in 2025 … it’s time for a new plan. Reporter Susan Tompor of the Detroit Free … Continue reading
Posted in Cash alternatives, I Bond, Investing in TIPS, Savings Bond, TreasuryDirect
Tagged bonds, investing, Treasury investments
29 Comments
Where is the I Bond’s composite rate heading in November?
By David Enna, Tipswatch.com We are halfway through the I Bond’s interest-rate-setting period, with the next reset coming on Nov. 1 — or more probably on Halloween Day, Oct. 31. On that day, the U.S. Treasury will announce both a … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Savings Bond, Treasury Bills, TreasuryDirect
Tagged bonds, inflation, investing, personal-finance
33 Comments
AllianceBernstein suggests a 60/30/10 portfolio to protect against inflation
Investment firm sees ‘higher and spikier’ inflation looming. By David Enna, Tipswatch.com AllianceBernstein, a global investment firm with about $725 billion in assets under management, is now advising its clients to replace the traditional 60% stocks / 40% bonds portfolio … Continue reading
Posted in Cash alternatives, Investing in TIPS, Retirement
Tagged bonds, economy, interest-rates, investing, personal-finance, Treasury investments
42 Comments
So for those of us who didn't bite earlier this year, it seems like a no brainer to wait until…