Category Archives: Cash alternatives

Are U.S. Series I Savings Bonds losing their appeal?

As a short-term investment? Yes. But for the long term? I Bonds are still attractive. By David Enna, Tipswatch.com Just one year ago, U.S. Series I Savings Bonds were still paying 9.62% annualized for a full six months, followed by … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Treasury Bills, TreasuryDirect | 46 Comments

September inflation sets I Bond’s new variable rate at 3.94%; Social Security COLA will be 3.2%

I Bond’s new composite rate could exceed 5% at the November reset. By David Enna, Tipswatch.com Investors in U.S. Series I Savings Bonds will see the investment’s annualized inflation-adjusted variable rate rise to 3.94% at the November 1 reset, up … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Social Security, Treasury Bills | 39 Comments

The I Bond exit ramp is now open; proceed with caution

Time redemptions to take full advantage of the recent 6.48% variable rate. By David Enna, Tipswatch.com First off, before I start talking about redeeming investments in U.S. Series I Savings Bonds, let’s take a moment to ponder just how worthwhile … Continue reading

Posted in Cash alternatives, I Bond, Investing in TIPS, Savings Bond, Treasury Bills, TreasuryDirect | 150 Comments

Treasury announces plans to step up T-bill issuance

By David Enna, Tipswatch.com The U.S. Treasury issued guidance this morning on its plans to increase issuance of Treasury bills in aftermath of the now-resolved debt-ceiling crisis. The Treasury is rebuilding its cash balance, and that means it will stage … Continue reading

Posted in Cash alternatives, Treasury Bills, TreasuryDirect | 15 Comments

‘The debt limit drama heats up,’ says Moody’s Analytics in new report

By David Enna, Tipswatch.com Here’s an update on my last article, “Looming debt crisis is already roiling Treasury bill market,” which discussed the disruptions rippling through the bond market as the U.S. nears a debt-limit crisis. Moody’s Analytics, a market … Continue reading

Posted in Bank CDs, Cash alternatives, Federal Reserve, Treasury Bills | 46 Comments